BB and T on 2065 Timothy Rd in Athens, GA
Welcome to BB and T (B2B Banks - ATMs) on 2065 Timothy Rd in Athens, Georgia. This bank is listed on Bank Map under Banks - B2B Banks - ATMs. You can reach us on phone number (706) 549-6607, fax number or email address . Our office is located on 2065 Timothy Rd, Athens, GA.
Popular links
BB and T Branch Overview
Available accounts
CDs
Checking
Credit Cards
Debit Cards
Gift Cards
IRAs
Savings
Contact details
Address
BB and T
2065 Timothy Rd, Athens
30606 GA, USA
Call Us
(706) 549-6607
For full contact details (including navigation data) to this bank have a look at the the column to your right (or scroll if you're viewing this on a mobile device.)
Articles Recommended for You
5 Finance Tricks Every Twenty-Something Should Know
There is a lot to worry about once you graduate college with your new degree. Still, personal finance and investing in particular should be a priority. By getting a head start with proper money management, you can greatly increase later returns. Here are our 5 tricks to maximizing your investments!
How to Make Money in Real Estate
Getting started in real estate investing can be expensive, but lucrative. Review our investment and financing strategies to learn how you can get started.
The Real Issue with Obama’s 529 Plan
In his State of the Union address, President Obama made "middle-class economics" his theme. One proposal that emerged from the evening was a new way to handle 529 college savings plans and Coverdell Education Savings Accounts: remove the favorable tax treatment each receives. Here's why there's reason to believe the president's plan is misguided.
Other banks near 2065 Timothy Rd
Suntrust Bank on 3620 Atlanta Hwy (1.1 miles away)
Suntrust Bank on 185 Alps Rd (1.1 miles away)
Suntrust Bank ATM on 1710 S Lumpkin St (1.1 miles away)
Branch- C F on 2109 W Broad St (1.1 miles away)
Bank of America on 1890 Epps Bridge Pkwy (1.1 miles away)
BB and T on 2065 Timothy Rd (1.1 miles away)
Park Avenue Bank on 385 Hawthorne Ln (1.1 miles away)
Bank Of America on 2009 Prince Ave (1.1 miles away)
Mom and Pop Finance on 449 Oglethorpe Ave (1.1 miles away)
Bank Of America on 196 Alps Rd (1.1 miles away)
Bank Of America on 3990 Atlanta Hwy (4.5 miles away)
Suntrust Bank ATM on 4190 Atlanta Hwy (4.5 miles away)
Regions Bank on 3153 Atlanta Hwy (4.5 miles away)
Peoples Bank on 1994 Atlanta Hwy (4.5 miles away)
A TM International on 3875 Jefferson Rd (5.8 miles away)
Suntrust Bank on 180 Gaines School Rd (7.4 miles away)
Bank Of America on 1070 Gaines School Rd (7.4 miles away)
Suntrust Bank on 101 N Lumpkin St (7.5 miles away)
BB and T on 475 E Broad St (7.5 miles away)
Bb and T on 9008 U.S. 29 (7.5 miles away)
This BB and T is located nearby...
Not sure where BB and T on 2065 Timothy Rd is? The following places (sorted by popularity) are located nearby. We've also included the estimated walking distance.
Olive Garden (0.66 miles away / 13 min walk)University 16 Cinemas (1.54 miles away / 31 min walk)
Georgia Square Mall (1.18 miles away / 24 min walk)
Athens Church (1.14 miles away / 23 min walk)
Logan's Roadhouse (0.68 miles away / 14 min walk)
Outback Steakhouse - Athens (0.44 miles away / 9 min walk)
Chuck E. Cheese's (0.59 miles away / 12 min walk)
Carrabba's Italian Grill- Athens (0.30 miles away / 6 min walk)
Locos Grill & Pub, Athens (0.18 miles away / 4 min walk)
Cracker Barrel Old Country Store (1.33 miles away / 27 min walk)
Corporate overview
The BB&T Corporation (Branch Banking & Trust, BBT) is an American bank founded in 1865. BBT had 32,211 employees in 2013 and operated over 1,800 branches. BBT offer retail and commercial banking services along financial services such as investments, insurance, mortgage, retail brokerage, corporate finance, consumer finance, payment services, leasing and trust.
Total employees
32,211
Total branches
1,278
Total deposits
$137 billion (The total dollar amount of cash deposits held by Branch Banking and Trust Company end of last financial quarter.)
Total loans
$115 billion (The total dollar amount of loans held by Branch Banking and Trust Company end of last financial quarter.)
FDIC
9846
Year founded
1872
Financial Strength
Texas Ratio
12.29%
Deposit Growth
0.055%
Core Capitalization Ratio
9.04%
Branch Banking and Trust Company Financial Statement
| TOTAL ASSETS | $177,895,050 |
| Cash and Due from Depository Accounts | $2,165,406 |
| Interest-Bearing Balances | $727,744 |
| Securities | $38,032,729 |
| Federal Funds Sold and Reverse Repurchase Agreements | $0 |
| Net Loans and Leases | $112,950,303 |
| Total Loans | $114,680,000 |
| Loan Loss Allowance | ($1,729,838) |
| Trading Account Assets | $707,787 |
| Bank Premises and Fixed Assets | $1,880,256 |
| Other Real Estate Owned | $317,073 |
| Goodwill and Other Intangibles | $8,252,467 |
| All Other Assets | $12,895,811 |
| TOTAL LIABILITIES | $156,136,201 |
| Total Deposits | $137,189,272 |
| Interest-Bearing Deposits | $103,428,654 |
| Deposits Held in Domestic Offices | $137,189,272 |
| % Insured | 46.93% |
| Federal Funds Purchased and Repurchase Agreements | $292,101 |
| Trading Liabilities | $512,454 |
| Other Borrowed Funds | $10,933,027 |
| Subordinated Debt | $1,044,691 |
| All Other Liabilities | $6,164,656 |
| TOTAL EQUITY | $21,758,849 |
| Total Bank Equity Capital | $18,802,494 |
| Perpetual Preferred Stock | $0 |
| Common Stock | $24,437 |
| Surplus | $13,904,052 |
| Undivided Profits | $4,874,005 |
| Noncontrolling Interests in Consolidated Subsidiaries | $2,956,355 |
| INCOME AND EXPENSE | |
| Net Interest Income | $2,658,442 |
| Total Interest Income | $3,008,045 |
| Total Interest Expense | ($349,603) |
| Provision For Loan and Lease Losses | ($295,627) |
| Total Noninterest Income | $1,751,086 |
| Fiduciary Activities | $63,485 |
| Service Charges on Deposit Accounts | $281,064 |
| Trading Account Gains and Fees | $41,128 |
| Additional Noninterest Income | $1,365,409 |
| Total Noninterest Expense | ($2,715,722) |
| Salaries and Employee Benefits | ($1,510,172) |
| Premises and Equipment Expense | ($332,322) |
| Additional Noninterest Expense | ($873,228) |
| Pre-Tax Net Operating Income | $1,398,179 |
| Securities Gains (Losses) | $45,884 |
| Applicable Income Taxes | $641,433 |
| Income Before Extraordinary Items | $802,630 |
| Extraordinary Gains - Net | $0 |
| Net Income Attributable to Bank | $699,256 |
| Net Income Attributable to Noncontrolling Interests | $103,374 |
| Net Income Attributable to Bank and Noncontrolling Interests | $802,630 |
| Net Charge-Offs | $432,201 |
| Cash Dividends | $625,000 |
| Sale, Conversion, Retirement of Capital Stock, Net | $54,002 |
| Net Operating Income | $773,264 |
| PERFORMANCE AND CONDITION RATIOS | |
| Performance Ratios (%, Annualized) | |
| Yield on Earning Assets | 3.93% |
| Cost of Funding Earning Assets | 0.46% |
| Net Interest Margin | 3.47% |
| Noninterest Income to Average Assets | 1.96% |
| Noninterest Expense to Average Assets | 3.05% |
| Net Operating Income to Assets | 0.87% |
| Return on Assets (ROA) | 0.78% |
| Pretax Return on Assets | 1.5% |
| Return on Equity | 7.44% |
| Retained Earnings to Average Equity (YTD only) | 0.79% |
| Net Charge-offs to Loans | 0.75% |
| Credit Loss Provision to Net Charge-offs | 68.4% |
| Earnings Coverage of Net Loans Charge-Offs | 3.92(x) |
| Efficiency Ratio | 60.39% |
| Assets per employee ($ millions) | $5.5228 |
| Cash Dividends to Net Income (YTD only) | 89.38% |
| Condition Ratios (%) | |
| Loss Allowance to Loans | 1.5% |
| Loss Allowance to Noncurrent Loans | 72.86% |
| Noncurrent Assets Plus Other Real Estate Owned to Assets | 1.51% |
| Noncurrent Loans to Loans | 2.06% |
| Net Loans and Lease to Deposits | 82.84% |
| Net Loans and Leases to Core Deposits | 94.79% |
| Equity Capital to Assets | 10.57% |
| Core Capital Ratio | 9.04% |
| Tier 1 Risk-based Capital Ratio | 11.46% |
| Total Risk-based Capital Ratio | 13.16% |
| OTHER KEY FIGURES | |
| Asset-Side | |
| Average Assets | $178,288,689 |
| Average Earning Assets | $153,240,560 |
| Average Loans | $115,321,313 |
| Noncurrent Loans and Leases | $2,374,352 |
| Noncurrent Loans that are Wholly or Partially Guaranteed by the U.S. Government | $791,369 |
| Income Earned, Not Collected on Loans | $465,726 |
| Earning Assets | $152,632,147 |
| Long-Term Assets (5+ Years) | $73,033,730 |
| Average Assets, YTD | $178,288,689 |
| Average Assets, 2 Year | $177,000,977 |
| Total Risk Weighted Assets | $134,101,851 |
| Adjusted Average Assets for Leverage Capital Purposes | $169,960,426 |
| Life Insurance Assets | $3,566,129 |
| General Account Life Insurance Assets | $2,195,464 |
| Separate Account Life Insurance Assets | $1,072,530 |
| Hybrid Account Life Insurance Assets | $298,135 |
| Insider Loans | $442,533 |
| Loans and Leases Held For Sale | $2,488,275 |
| Liability-Side | |
| Volatile Liabilities | $16,441,672 |
| FHLB Advances | $8,557,764 |
| Unused Loan Commitments | $42,592,291 |
| Total Unused Commitments | $42,592,291 |
| Equity-Side | |
| Average Equity | $18,787,498 |
| Tier 1 (core) Risk-Based Capital | $15,368,408 |
| Tier 2 Risk-Based Capital | $2,276,363 |
| Derivatives | $64,155,695 |
Routing numbers
BB and T Athens routing numbers are listed on this site along with more information about how to find your routing number. Call BB and T for more information about routing numbers.
Routing numbers to BB and T in Athens are collected manually from the banks official website or provided by the Federal Reserve Financial Services Database.
If you know where you opened your account you can find your routing number in the list below. Not sure? Your nine-digit routing number can also be found in the lower left corner of your checks (the number before your account number.)
| State | Routing/Transit Number |
| Alabama (AL) | 0622-0398-4 |
| District of Columbia (DC) | 0540-0154-7 |
| Florida (FL) | 2631-9138-7 |
| Georgia (GA) | 0611-1341-5 |
| Indiana (IN) | 0839-7428-9 |
| Kentucky (KY) | 0839-0068-0 |
| Maryland (MD) | 0550-0330-8 |
| North Carolina (NC) | 0531-0112-1 |
| South Carolina (SC) | 0532-0160-7 |
| Tennessee (TN) | 1110-1769-4 |
| Virginia (VA) | 0514-0426-0 |
| West Virginia (WV) | 0515-0339-4 |
Job Openings
Open positions for BB and T in Athens.
Consumer Complaint Stats
| Product / Complaint category | Complaints in 2013 |
|---|---|
| Bank account or service | 6 |
| Mortgage | 2 |
BB and T Consumer Complaints (Georgia, 2013)
Average ratio for BB and T: 0.41 complaints per branch.These numbers are gathered from the CFPB (Consumer Financial Protection Bureau) to give you a transparent overview of complaints BB and T in Georgia received in 2013.
Having problems with your bank? File a bank account or service complaint here.
BB and T Bank Hours (Business hours)
These are the bank hours for BB and T. Call (706) 549-6607 to learn more about office hours. Please note that these bank hours are general and other hours of operation may apply on certain holidays.
Mon: 9:00 - 5:00
Tue: 9:00 - 5:00
Wed: 9:00 - 5:00
Thu: 9:00 - 5:00
Fri: 9:00 - 6:00
Sat: CLOSED
Sun: CLOSED
Fees, interest rates and costs
There's currently no additional information available about fees or rates for BB and T.
Ask a question or leave a comment
We'd love to hear about your experience. Did you suffer through long waiting times, unprofessional staff or high fees or were you treated with great customer service, the business hours you were expecting and a great overall experience? This is your chance to share your thoughts about this branch and help other consumers get the best banking experience in your city.0 Comments, Questions or Reviews - Add
Be the first person to leave a comment, ask a question or review this bank.
Share your experience
We'd love to hear about your experience with BB and T. Did you suffer through long waiting times, unprofessional staff or high fees or were you treated with great customer service, the business hours you were expecting and a great overall experience? This is your chance to share your thoughts about this branch and help other consumers get the best banking experience in Athens.Address
Bank location
Bank address
BB and T 2065 Timothy RdAthens, GA 30606
Navigation data
Area Code: 706Latitude: 33.9368434
Longitude: -83.4480542
County: Oconee
FIPS county code: 13059 Ask question Write review
External resources
ATM locator
Routing Numbers
Official website
Business hours
BB and T Bank Hours (Business hours)
These are the bank hours for BB and T. Call (706) 549-6607 to learn more about office hours. Please note that these bank hours are general and other hours of operation may apply on certain holidays.
Mon: 9:00 - 5:00
Tue: 9:00 - 5:00
Wed: 9:00 - 5:00
Thu: 9:00 - 5:00
Fri: 9:00 - 6:00
Sat: CLOSED
Sun: CLOSED
Phone
Phone: (706) 549-6607
Fax: No listed fax number.
Email address
No listed email address.
Areas of practice
BB and T is listed under B2B Banks - ATMs in Athens, Georgia .
Pro tip Browse Banks & bank offices in Athens, Georgia by bank issue and category.