BB and T on 2895 Browns Bridge Rd in Gainesville, GA
Welcome to BB and T (Banks) on 2895 Browns Bridge Rd in Gainesville, Georgia. This bank is listed on Bank Map under Banks - All - Banks. You can reach us on phone number (770) 536-4299, fax number or email address . Our office is located on 2895 Browns Bridge Rd, Gainesville, GA.
Popular links
BB and T Branch Overview
Available accounts
CDs
Checking
Credit Cards
Debit Cards
Gift Cards
IRAs
Savings
Contact details
Address
BB and T
2895 Browns Bridge Rd, Gainesville
30504 GA, USA
Call Us
(770) 536-4299
For full contact details (including navigation data) to this bank have a look at the the column to your right (or scroll if you're viewing this on a mobile device.)
Articles Recommended for You
5 Finance Tricks Every Twenty-Something Should Know
There is a lot to worry about once you graduate college with your new degree. Still, personal finance and investing in particular should be a priority. By getting a head start with proper money management, you can greatly increase later returns. Here are our 5 tricks to maximizing your investments!
How to Make Money in Real Estate
Getting started in real estate investing can be expensive, but lucrative. Review our investment and financing strategies to learn how you can get started.
The Real Issue with Obama’s 529 Plan
In his State of the Union address, President Obama made "middle-class economics" his theme. One proposal that emerged from the evening was a new way to handle 529 college savings plans and Coverdell Education Savings Accounts: remove the favorable tax treatment each receives. Here's why there's reason to believe the president's plan is misguided.
Other banks near 2895 Browns Bridge Rd
BB and T on 2895 Browns Bridge Rd (0.6 miles away)
Regions Bank on 615 Shallowford Rd NW (0.6 miles away)
Bank Of America on 410 Shallowford Rd NW (0.6 miles away)
Park Avenue Bank on 4058 Continental Dr (3.4 miles away)
Regions Bank on 4236 McEver Rd (3.4 miles away)
Suntrust Bank on 3725 Mundy Mill Rd (3.4 miles away)
Bank Of America on 3637 Mundy Mill Rd (3.4 miles away)
Wachovia Bank on 3867 Mundy Mill Rd (3.4 miles away)
BB and T on 854 Washington St NW (4.3 miles away)
BB and T on 1623 Thompson Bridge Rd (4.3 miles away)
Edmondson- Michael on 810 Jesse Jewell Pkwy SE (4.3 miles away)
Hamilton State Bank on 441 Ee Butler Pkwy (4.3 miles away)
First National Bank on 1295 Thompson Bridge Rd (4.3 miles away)
Bank Of America on 402 Washington St SE (4.3 miles away)
Regions Bank on 111 Green St SE (4.3 miles away)
Regions Bank on 545 Park Ln (4.3 miles away)
Regions Bank on 976 Dawsonville Hwy (4.3 miles away)
Regions Bank on 303 Jesse Jewell Pkwy SE (4.3 miles away)
Dempsey- Lee B on 2234 Thompson Bridge Rd (4.3 miles away)
Georgia First Bank on 455 Jesse Jewell Pkwy SE (4.3 miles away)
This BB and T is located nearby...
Not sure where BB and T on 2895 Browns Bridge Rd is? The following places (sorted by popularity) are located nearby. We've also included the estimated walking distance.
Free Chapel (0.47 miles away / 9 min walk)Texas Roadhouse - Gainesville, GA (1.71 miles away / 34 min walk)
GTC Hollywood Cinemas 15 (1.63 miles away / 33 min walk)
Chili's Grill & Bar (1.73 miles away / 35 min walk)
Buffalo Wild Wings - Gainesville (1.86 miles away / 37 min walk)
Hollywood Cinemas (1.63 miles away / 33 min walk)
El Sombrero Restaurante Mexicano (1.65 miles away / 33 min walk)
Gainesville Bowling now "Funtastik!" (1.32 miles away / 26 min walk)
O'Charley's (1.82 miles away / 36 min walk)
Mountain Lake Church Gainesville (1.64 miles away / 33 min walk)
Corporate overview
The BB&T Corporation (Branch Banking & Trust, BBT) is an American bank founded in 1865. BBT had 32,211 employees in 2013 and operated over 1,800 branches. BBT offer retail and commercial banking services along financial services such as investments, insurance, mortgage, retail brokerage, corporate finance, consumer finance, payment services, leasing and trust.
Total employees
32,211
Total branches
1,278
Total deposits
$137 billion (The total dollar amount of cash deposits held by Branch Banking and Trust Company end of last financial quarter.)
Total loans
$115 billion (The total dollar amount of loans held by Branch Banking and Trust Company end of last financial quarter.)
FDIC
9846
Year founded
1872
Financial Strength
Texas Ratio
12.29%
Deposit Growth
0.055%
Core Capitalization Ratio
9.04%
Branch Banking and Trust Company Financial Statement
| TOTAL ASSETS | $177,895,050 |
| Cash and Due from Depository Accounts | $2,165,406 |
| Interest-Bearing Balances | $727,744 |
| Securities | $38,032,729 |
| Federal Funds Sold and Reverse Repurchase Agreements | $0 |
| Net Loans and Leases | $112,950,303 |
| Total Loans | $114,680,000 |
| Loan Loss Allowance | ($1,729,838) |
| Trading Account Assets | $707,787 |
| Bank Premises and Fixed Assets | $1,880,256 |
| Other Real Estate Owned | $317,073 |
| Goodwill and Other Intangibles | $8,252,467 |
| All Other Assets | $12,895,811 |
| TOTAL LIABILITIES | $156,136,201 |
| Total Deposits | $137,189,272 |
| Interest-Bearing Deposits | $103,428,654 |
| Deposits Held in Domestic Offices | $137,189,272 |
| % Insured | 46.93% |
| Federal Funds Purchased and Repurchase Agreements | $292,101 |
| Trading Liabilities | $512,454 |
| Other Borrowed Funds | $10,933,027 |
| Subordinated Debt | $1,044,691 |
| All Other Liabilities | $6,164,656 |
| TOTAL EQUITY | $21,758,849 |
| Total Bank Equity Capital | $18,802,494 |
| Perpetual Preferred Stock | $0 |
| Common Stock | $24,437 |
| Surplus | $13,904,052 |
| Undivided Profits | $4,874,005 |
| Noncontrolling Interests in Consolidated Subsidiaries | $2,956,355 |
| INCOME AND EXPENSE | |
| Net Interest Income | $2,658,442 |
| Total Interest Income | $3,008,045 |
| Total Interest Expense | ($349,603) |
| Provision For Loan and Lease Losses | ($295,627) |
| Total Noninterest Income | $1,751,086 |
| Fiduciary Activities | $63,485 |
| Service Charges on Deposit Accounts | $281,064 |
| Trading Account Gains and Fees | $41,128 |
| Additional Noninterest Income | $1,365,409 |
| Total Noninterest Expense | ($2,715,722) |
| Salaries and Employee Benefits | ($1,510,172) |
| Premises and Equipment Expense | ($332,322) |
| Additional Noninterest Expense | ($873,228) |
| Pre-Tax Net Operating Income | $1,398,179 |
| Securities Gains (Losses) | $45,884 |
| Applicable Income Taxes | $641,433 |
| Income Before Extraordinary Items | $802,630 |
| Extraordinary Gains - Net | $0 |
| Net Income Attributable to Bank | $699,256 |
| Net Income Attributable to Noncontrolling Interests | $103,374 |
| Net Income Attributable to Bank and Noncontrolling Interests | $802,630 |
| Net Charge-Offs | $432,201 |
| Cash Dividends | $625,000 |
| Sale, Conversion, Retirement of Capital Stock, Net | $54,002 |
| Net Operating Income | $773,264 |
| PERFORMANCE AND CONDITION RATIOS | |
| Performance Ratios (%, Annualized) | |
| Yield on Earning Assets | 3.93% |
| Cost of Funding Earning Assets | 0.46% |
| Net Interest Margin | 3.47% |
| Noninterest Income to Average Assets | 1.96% |
| Noninterest Expense to Average Assets | 3.05% |
| Net Operating Income to Assets | 0.87% |
| Return on Assets (ROA) | 0.78% |
| Pretax Return on Assets | 1.5% |
| Return on Equity | 7.44% |
| Retained Earnings to Average Equity (YTD only) | 0.79% |
| Net Charge-offs to Loans | 0.75% |
| Credit Loss Provision to Net Charge-offs | 68.4% |
| Earnings Coverage of Net Loans Charge-Offs | 3.92(x) |
| Efficiency Ratio | 60.39% |
| Assets per employee ($ millions) | $5.5228 |
| Cash Dividends to Net Income (YTD only) | 89.38% |
| Condition Ratios (%) | |
| Loss Allowance to Loans | 1.5% |
| Loss Allowance to Noncurrent Loans | 72.86% |
| Noncurrent Assets Plus Other Real Estate Owned to Assets | 1.51% |
| Noncurrent Loans to Loans | 2.06% |
| Net Loans and Lease to Deposits | 82.84% |
| Net Loans and Leases to Core Deposits | 94.79% |
| Equity Capital to Assets | 10.57% |
| Core Capital Ratio | 9.04% |
| Tier 1 Risk-based Capital Ratio | 11.46% |
| Total Risk-based Capital Ratio | 13.16% |
| OTHER KEY FIGURES | |
| Asset-Side | |
| Average Assets | $178,288,689 |
| Average Earning Assets | $153,240,560 |
| Average Loans | $115,321,313 |
| Noncurrent Loans and Leases | $2,374,352 |
| Noncurrent Loans that are Wholly or Partially Guaranteed by the U.S. Government | $791,369 |
| Income Earned, Not Collected on Loans | $465,726 |
| Earning Assets | $152,632,147 |
| Long-Term Assets (5+ Years) | $73,033,730 |
| Average Assets, YTD | $178,288,689 |
| Average Assets, 2 Year | $177,000,977 |
| Total Risk Weighted Assets | $134,101,851 |
| Adjusted Average Assets for Leverage Capital Purposes | $169,960,426 |
| Life Insurance Assets | $3,566,129 |
| General Account Life Insurance Assets | $2,195,464 |
| Separate Account Life Insurance Assets | $1,072,530 |
| Hybrid Account Life Insurance Assets | $298,135 |
| Insider Loans | $442,533 |
| Loans and Leases Held For Sale | $2,488,275 |
| Liability-Side | |
| Volatile Liabilities | $16,441,672 |
| FHLB Advances | $8,557,764 |
| Unused Loan Commitments | $42,592,291 |
| Total Unused Commitments | $42,592,291 |
| Equity-Side | |
| Average Equity | $18,787,498 |
| Tier 1 (core) Risk-Based Capital | $15,368,408 |
| Tier 2 Risk-Based Capital | $2,276,363 |
| Derivatives | $64,155,695 |
Routing numbers
BB and T Gainesville routing numbers are listed on this site along with more information about how to find your routing number. Call BB and T for more information about routing numbers.
Routing numbers to BB and T in Gainesville are collected manually from the banks official website or provided by the Federal Reserve Financial Services Database.
If you know where you opened your account you can find your routing number in the list below. Not sure? Your nine-digit routing number can also be found in the lower left corner of your checks (the number before your account number.)
| State | Routing/Transit Number |
| Alabama (AL) | 0622-0398-4 |
| District of Columbia (DC) | 0540-0154-7 |
| Florida (FL) | 2631-9138-7 |
| Georgia (GA) | 0611-1341-5 |
| Indiana (IN) | 0839-7428-9 |
| Kentucky (KY) | 0839-0068-0 |
| Maryland (MD) | 0550-0330-8 |
| North Carolina (NC) | 0531-0112-1 |
| South Carolina (SC) | 0532-0160-7 |
| Tennessee (TN) | 1110-1769-4 |
| Virginia (VA) | 0514-0426-0 |
| West Virginia (WV) | 0515-0339-4 |
Job Openings
Open positions for BB and T in Gainesville.
Consumer Complaint Stats
| Product / Complaint category | Complaints in 2013 |
|---|---|
| Bank account or service | 6 |
| Mortgage | 2 |
BB and T Consumer Complaints (Georgia, 2013)
Average ratio for BB and T: 0.41 complaints per branch.These numbers are gathered from the CFPB (Consumer Financial Protection Bureau) to give you a transparent overview of complaints BB and T in Georgia received in 2013.
Having problems with your bank? File a bank account or service complaint here.
BB and T Bank Hours (Business hours)
These are the bank hours for BB and T. Call (770) 536-4299 to learn more about office hours. Please note that these bank hours are general and other hours of operation may apply on certain holidays.
Mon: 9:00 - 5:00
Tue: 9:00 - 5:00
Wed: 9:00 - 5:00
Thu: 9:00 - 5:00
Fri: 9:00 - 6:00
Sat: CLOSED
Sun: CLOSED
Fees, interest rates and costs
There's currently no additional information available about fees or rates for BB and T.
Ask a question or leave a comment
We'd love to hear about your experience. Did you suffer through long waiting times, unprofessional staff or high fees or were you treated with great customer service, the business hours you were expecting and a great overall experience? This is your chance to share your thoughts about this branch and help other consumers get the best banking experience in your city.0 Comments, Questions or Reviews - Add
Be the first person to leave a comment, ask a question or review this bank.
Share your experience
We'd love to hear about your experience with BB and T. Did you suffer through long waiting times, unprofessional staff or high fees or were you treated with great customer service, the business hours you were expecting and a great overall experience? This is your chance to share your thoughts about this branch and help other consumers get the best banking experience in Gainesville.Address
Bank location
Bank address
BB and T 2895 Browns Bridge RdGainesville, GA 30504
Navigation data
Area Code: 770Latitude: 34.279536
Longitude: -83.877399
County: Hall
FIPS county code: 13139 Ask question Write review
External resources
ATM locator
Routing Numbers
Official website
Business hours
BB and T Bank Hours (Business hours)
These are the bank hours for BB and T. Call (770) 536-4299 to learn more about office hours. Please note that these bank hours are general and other hours of operation may apply on certain holidays.
Mon: 9:00 - 5:00
Tue: 9:00 - 5:00
Wed: 9:00 - 5:00
Thu: 9:00 - 5:00
Fri: 9:00 - 6:00
Sat: CLOSED
Sun: CLOSED
Phone
Phone: (770) 536-4299
Fax: No listed fax number.
Email address
No listed email address.
Areas of practice
BB and T is listed under Banks in Gainesville, Georgia .
Pro tip Browse Banks & bank offices in Gainesville, Georgia by bank issue and category.