Bank Of America on 2475 Saviers Rd in Oxnard, CA
Go online and check your account balances, review your account activity and transactions, and transfer money. You can also use optional Bill Pay to pay your bills in minutes from one simple site. You have the ability to view, print and download up to 18 months of checking account statements online. Plus, you can even open accounts and apply for loans online. Its convenient and secure.Welcome to Bank Of America (Banks) on 2475 Saviers Rd in Oxnard, California. This bank is listed on Bank Map under Banks - All - Banks. You can reach us on phone number (805) 650-2280, fax number or email address . Our office is located on 2475 Saviers Rd, Oxnard, CA.
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Bank Of America Branch Overview
Available accounts
CDs
Checking
Credit Cards
Debit Cards
Health Savings Account (HSAs)
IRAs
Savings
Contact details
Address
Bank Of America
2475 Saviers Rd, Oxnard
93033 CA, USA
Call Us
(805) 650-2280
For full contact details (including navigation data) to this bank have a look at the the column to your right (or scroll if you're viewing this on a mobile device.)
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Bank Of America on 2475 Saviers Rd (3.2 miles away)
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Wells Fargo Bank on 2101 N Rose Ave (3.8 miles away)
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This Bank Of America is located nearby...
Not sure where Bank Of America on 2475 Saviers Rd is? The following places (sorted by popularity) are located nearby. We've also included the estimated walking distance.
Plaza Cinemas 14 (1.56 miles away / 31 min walk)Naval Base Ventura County (1.21 miles away / 24 min walk)
California Strawberry Festival (1.17 miles away / 23 min walk)
Toppers Pizza Place (0.22 miles away / 4 min walk)
Sol Del Pacifico (1.40 miles away / 28 min walk)
Denny's (1.04 miles away / 21 min walk)
City of Oxnard (1.74 miles away / 35 min walk)
Fitness 19 (0.99 miles away / 20 min walk)
Starbucks (0.30 miles away / 6 min walk)
Shooters Paradise of Oxnard Inc (0.72 miles away / 14 min walk)
Corporate overview
Bank of America was founded in 1904 and is currently headquartered in Charlotte, North Carolina. Bank of America currently operates 5,377 branches across 36 states and have 167,162 employees.
Total employees
167,162
Total branches
6,818
Total deposits
$1.09 trillion (The total dollar amount of cash deposits held by Bank Of America end of last financial quarter.)
Total loans
$776 billion (The total dollar amount of loans held by Bank Of America end of last financial quarter.)
FDIC
3510
Year founded
1904
Financial Strength
Texas Ratio
28.77%
Deposit Growth
0.02%
Core Capitalization Ratio
8.96%
Bank Of America Financial Statement
TOTAL ASSETS | $1,429,737,000 |
Cash and Due from Depository Accounts | $78,162,000 |
Interest-Bearing Balances | $52,424,000 |
Securities | $287,978,000 |
Federal Funds Sold and Reverse Repurchase Agreements | $15,061,000 |
Net Loans and Leases | $750,815,000 |
Total Loans | $765,772,000 |
Loan Loss Allowance | ($14,957,000) |
Trading Account Assets | $106,805,000 |
Bank Premises and Fixed Assets | $9,292,000 |
Other Real Estate Owned | $2,110,000 |
Goodwill and Other Intangibles | $63,597,000 |
All Other Assets | $96,831,000 |
TOTAL LIABILITIES | $1,252,047,000 |
Total Deposits | $1,090,917,000 |
Interest-Bearing Deposits | $719,893,000 |
Deposits Held in Domestic Offices | $1,019,084,000 |
% Insured | 38.42% |
Federal Funds Purchased and Repurchase Agreements | $34,528,000 |
Trading Liabilities | $33,031,000 |
Other Borrowed Funds | $49,350,000 |
Subordinated Debt | $9,313,000 |
All Other Liabilities | $34,908,000 |
TOTAL EQUITY | $177,690,000 |
Total Bank Equity Capital | $177,650,000 |
Perpetual Preferred Stock | $0 |
Common Stock | $3,020,000 |
Surplus | $143,957,000 |
Undivided Profits | $30,673,000 |
Noncontrolling Interests in Consolidated Subsidiaries | $40,000 |
INCOME AND EXPENSE | |
Net Interest Income | $16,685,000 |
Total Interest Income | $18,205,000 |
Total Interest Expense | ($1,520,000) |
Provision For Loan and Lease Losses | ($956,000) |
Total Noninterest Income | $17,697,000 |
Fiduciary Activities | $824,000 |
Service Charges on Deposit Accounts | $2,580,000 |
Trading Account Gains and Fees | $-311,000 |
Additional Noninterest Income | $14,604,000 |
Total Noninterest Expense | ($20,306,000) |
Salaries and Employee Benefits | ($9,286,000) |
Premises and Equipment Expense | ($2,551,000) |
Additional Noninterest Expense | ($8,469,000) |
Pre-Tax Net Operating Income | $13,120,000 |
Securities Gains (Losses) | $523,000 |
Applicable Income Taxes | $4,609,000 |
Income Before Extraordinary Items | $9,034,000 |
Extraordinary Gains - Net | $0 |
Net Income Attributable to Bank | $9,034,000 |
Net Income Attributable to Noncontrolling Interests | $0 |
Net Income Attributable to Bank and Noncontrolling Interests | $9,034,000 |
Net Charge-Offs | $2,164,000 |
Cash Dividends | $2,957,000 |
Sale, Conversion, Retirement of Capital Stock, Net | $-72,000 |
Net Operating Income | $8,688,820 |
PERFORMANCE AND CONDITION RATIOS | |
Performance Ratios (%, Annualized) | |
Yield on Earning Assets | 2.92% |
Cost of Funding Earning Assets | 0.24% |
Net Interest Margin | 2.67% |
Noninterest Income to Average Assets | 2.4% |
Noninterest Expense to Average Assets | 2.75% |
Net Operating Income to Assets | 1.18% |
Return on Assets (ROA) | 1.23% |
Pretax Return on Assets | 1.85% |
Return on Equity | 10.03% |
Retained Earnings to Average Equity (YTD only) | 6.74% |
Net Charge-offs to Loans | 0.55% |
Credit Loss Provision to Net Charge-offs | 44.18% |
Earnings Coverage of Net Loans Charge-Offs | 6.5(x) |
Efficiency Ratio | 58.71% |
Assets per employee ($ millions) | $8.553 |
Cash Dividends to Net Income (YTD only) | 32.73% |
Condition Ratios (%) | |
Loss Allowance to Loans | 1.91% |
Loss Allowance to Noncurrent Loans | 29.56% |
Noncurrent Assets Plus Other Real Estate Owned to Assets | 3.71% |
Noncurrent Loans to Loans | 6.45% |
Net Loans and Lease to Deposits | 70.57% |
Net Loans and Leases to Core Deposits | 78.91% |
Equity Capital to Assets | 12.43% |
Core Capital Ratio | 8.96% |
Tier 1 Risk-based Capital Ratio | 12.28% |
Total Risk-based Capital Ratio | 14.02% |
OTHER KEY FIGURES | |
Asset-Side | |
Average Assets | $1,474,656,095 |
Average Earning Assets | $1,247,544,680 |
Average Loans | $782,141,273 |
Noncurrent Loans and Leases | $50,605,000 |
Noncurrent Loans that are Wholly or Partially Guaranteed by the U.S. Government | $25,473,000 |
Income Earned, Not Collected on Loans | $2,847,000 |
Earning Assets | $1,207,364,000 |
Long-Term Assets (5+ Years) | $502,838,000 |
Average Assets, YTD | $1,474,656,095 |
Average Assets, 2 Year | $1,459,019,000 |
Total Risk Weighted Assets | $1,007,023,000 |
Adjusted Average Assets for Leverage Capital Purposes | $1,379,545,000 |
Life Insurance Assets | $19,480,000 |
General Account Life Insurance Assets | $2,080,000 |
Separate Account Life Insurance Assets | $17,400,000 |
Hybrid Account Life Insurance Assets | $0 |
Insider Loans | $5,000 |
Loans and Leases Held For Sale | $12,189,000 |
Liability-Side | |
Volatile Liabilities | $181,487,000 |
FHLB Advances | $26,104,000 |
Unused Loan Commitments | $373,600,000 |
Total Unused Commitments | $373,600,000 |
Equity-Side | |
Average Equity | $180,218,492 |
Tier 1 (core) Risk-Based Capital | $123,627,000 |
Tier 2 Risk-Based Capital | $18,873,000 |
Derivatives | $2,147,483,647 |
Routing numbers
Bank Of America Oxnard routing numbers are listed on this site along with more information about how to find your routing number. Call Bank Of America for more information about routing numbers.
Routing numbers to Bank Of America in Oxnard are collected manually from the banks official website or provided by the Federal Reserve Financial Services Database.
You can find your paper-, electronic- or wire transfer routing number on the "Information and services" tab in your Online Banking account. See below for a full list of routing numbers by state and by type.
Alabama | |
Paper (ex. Ordering Checks): | 051000017 |
Electronic (ex. Deposit / Auto Payment): | 051000017 |
Wire Transfer: | 026009593 |
Alaska | |
Paper (ex. Ordering Checks): | 051000017 |
Electronic (ex. Deposit / Auto Payment): | 051000017 |
Wire Transfer: | 026009593 |
Arizona | |
Paper (ex. Ordering Checks): | 122101706 |
Electronic (ex. Deposit / Auto Payment): | 122101706 |
Wire Transfer: | 026009593 |
Arkansas | |
Paper (ex. Ordering Checks): | 082000073 |
Electronic (ex. Deposit / Auto Payment): | 082000073 |
Wire Transfer: | 026009593 |
California, North | |
Paper (ex. Ordering Checks): | 121000358 |
Electronic (ex. Deposit / Auto Payment): | 121000358 |
Wire Transfer: | 026009593 |
California, South | |
Paper (ex. Ordering Checks): | 122000661 |
Electronic (ex. Deposit / Auto Payment): | 121000358 |
Wire Transfer: | 026009593 |
Colorado | |
Paper (ex. Ordering Checks): | 051000017 |
Electronic (ex. Deposit / Auto Payment): | 051000017 |
Wire Transfer: | 026009593 |
Connecticut | |
Paper (ex. Ordering Checks): | 011900571 |
Electronic (ex. Deposit / Auto Payment): | 011900254 |
Wire Transfer: | 026009593 |
Delaware | |
Paper (ex. Ordering Checks): | 031202084 |
Electronic (ex. Deposit / Auto Payment): | 031202084 |
Wire Transfer: | 026009593 |
Washington DC | |
Paper (ex. Ordering Checks): | 054001204 |
Electronic (ex. Deposit / Auto Payment): | 054001204 |
Wire Transfer: | 026009593 |
Florida, East | |
Paper (ex. Ordering Checks): | 063000047 |
Electronic (ex. Deposit / Auto Payment): | 063100277 |
Wire Transfer: | 026009593 |
Florida, West | |
Paper (ex. Ordering Checks): | 063100277 |
Electronic (ex. Deposit / Auto Payment): | 063100277 |
Wire Transfer: | 026009593 |
Georgia | |
Paper (ex. Ordering Checks): | 061000052 |
Electronic (ex. Deposit / Auto Payment): | 061000052 |
Wire Transfer: | 026009593 |
Hawaii | |
Paper (ex. Ordering Checks): | 051000017 |
Electronic (ex. Deposit / Auto Payment): | 051000017 |
Wire Transfer: | 026009593 |
Idaho | |
Paper (ex. Ordering Checks): | 123103716 |
Electronic (ex. Deposit / Auto Payment): | 123103716 |
Wire Transfer: | 026009593 |
Illinois | |
Paper (ex. Ordering Checks): | 081904808 |
Electronic (ex. Deposit / Auto Payment): | 081904808 |
Wire Transfer: | 026009593 |
Illinois - Chicago Metro | |
Paper (ex. Ordering Checks): | 071103619 |
Electronic (ex. Deposit / Auto Payment): | 081904808 |
Wire Transfer: | 026009593 |
Accounts opened online with Bank of America before 8/23/2008 | |
Paper (ex. Ordering Checks): | 051000017 |
Electronic (ex. Deposit / Auto Payment): | 051000017 |
Wire Transfer: | 026009593 |
Accounts opened online with Bank of America after 8/23/2008 | |
Paper (ex. Ordering Checks): | 081904808 |
Electronic (ex. Deposit / Auto Payment): | 081904808 |
Wire Transfer: | 026009593 |
All other Indiana accounts | |
Paper (ex. Ordering Checks): | 071214579 |
Electronic (ex. Deposit / Auto Payment): | 071214579 |
Wire Transfer: | 026009593 |
Iowa | |
Paper (ex. Ordering Checks): | 073000176 |
Electronic (ex. Deposit / Auto Payment): | 073000176 |
Wire Transfer: | 026009593 |
Kansas | |
Paper (ex. Ordering Checks): | 101100045 |
Electronic (ex. Deposit / Auto Payment): | 101100045 |
Wire Transfer: | 026009593 |
Kentucky | |
Paper (ex. Ordering Checks): | 051000017 |
Electronic (ex. Deposit / Auto Payment): | 051000017 |
Wire Transfer: | 026009593 |
Louisiana | |
Paper (ex. Ordering Checks): | 051000017 |
Electronic (ex. Deposit / Auto Payment): | 051000017 |
Wire Transfer: | 026009593 |
Maine | |
Paper (ex. Ordering Checks): | 011200365 |
Electronic (ex. Deposit / Auto Payment): | 011200365 |
Wire Transfer: | 026009593 |
Maryland | |
Paper (ex. Ordering Checks): | 052001633 |
Electronic (ex. Deposit / Auto Payment): | 052001633 |
Wire Transfer: | 026009593 |
Massachusetts | |
Paper (ex. Ordering Checks): | 011000138 |
Electronic (ex. Deposit / Auto Payment): | 011000138 |
Wire Transfer: | 026009593 |
Accounts opened online with Bank of America before 8/23/2008 | |
Paper (ex. Ordering Checks): | 051000017 |
Electronic (ex. Deposit / Auto Payment): | 051000017 |
Wire Transfer: | 026009593 |
Accounts opened online with Bank of America after 8/23/2008 | |
Paper (ex. Ordering Checks): | 081904808 |
Electronic (ex. Deposit / Auto Payment): | 081904808 |
Wire Transfer: | 026009593 |
All other Michigan accounts | |
Paper (ex. Ordering Checks): | 072000805 |
Electronic (ex. Deposit / Auto Payment): | 072000805 |
Wire Transfer: | 026009593 |
Minnesota | |
Paper (ex. Ordering Checks): | 051000017 |
Electronic (ex. Deposit / Auto Payment): | 051000017 |
Wire Transfer: | 026009593 |
Mississippi | |
Paper (ex. Ordering Checks): | 051000017 |
Electronic (ex. Deposit / Auto Payment): | 051000017 |
Wire Transfer: | 026009593 |
Missouri East/St. Louis | |
Paper (ex. Ordering Checks): | 081000032 |
Electronic (ex. Deposit / Auto Payment): | 081000032 |
Wire Transfer: | 026009593 |
Missouri West/Kansas City | |
Paper (ex. Ordering Checks): | 101000035 |
Electronic (ex. Deposit / Auto Payment): | 081000032 |
Wire Transfer: | 026009593 |
Montana | |
Paper (ex. Ordering Checks): | 051000017 |
Electronic (ex. Deposit / Auto Payment): | 051000017 |
Wire Transfer: | 026009593 |
Nebraska | |
Paper (ex. Ordering Checks): | 051000017 |
Electronic (ex. Deposit / Auto Payment): | 051000017 |
Wire Transfer: | 026009593 |
Nevada | |
Paper (ex. Ordering Checks): | 122400724 |
Electronic (ex. Deposit / Auto Payment): | 122400724 |
Wire Transfer: | 026009593 |
New Hampshire | |
Paper (ex. Ordering Checks): | 011400495 |
Electronic (ex. Deposit / Auto Payment): | 011400495 |
Wire Transfer: | 026009593 |
New Jersey | |
Paper (ex. Ordering Checks): | 021200339 |
Electronic (ex. Deposit / Auto Payment): | 021200339 |
Wire Transfer: | 026009593 |
New Mexico | |
Paper (ex. Ordering Checks): | 107000327 |
Electronic (ex. Deposit / Auto Payment): | 107000327 |
Wire Transfer: | 026009593 |
New York | |
Paper (ex. Ordering Checks): | 021000322 |
Electronic (ex. Deposit / Auto Payment): | 021000322 |
Wire Transfer: | 026009593 |
North Carolina | |
Paper (ex. Ordering Checks): | 053000196 |
Electronic (ex. Deposit / Auto Payment): | 053000196 |
Wire Transfer: | 026009593 |
North Dakota | |
Paper (ex. Ordering Checks): | 051000017 |
Electronic (ex. Deposit / Auto Payment): | 051000017 |
Wire Transfer: | 026009593 |
Ohio | |
Paper (ex. Ordering Checks): | 051000017 |
Electronic (ex. Deposit / Auto Payment): | 051000017 |
Wire Transfer: | 026009593 |
Oklahoma | |
Paper (ex. Ordering Checks): | 103000017 |
Electronic (ex. Deposit / Auto Payment): | 103000017 |
Wire Transfer: | 026009593 |
Oregon | |
Paper (ex. Ordering Checks): | 323070380 |
Electronic (ex. Deposit / Auto Payment): | 323070380 |
Wire Transfer: | 026009593 |
Pennsylvania | |
Paper (ex. Ordering Checks): | 031202084 |
Electronic (ex. Deposit / Auto Payment): | 031202084 |
Wire Transfer: | 026009593 |
Rhode Island | |
Paper (ex. Ordering Checks): | 011500010 |
Electronic (ex. Deposit / Auto Payment): | 011500010 |
Wire Transfer: | 026009593 |
South Carolina | |
Paper (ex. Ordering Checks): | 053904483 |
Electronic (ex. Deposit / Auto Payment): | 053904483 |
Wire Transfer: | 026009593 |
South Dakota | |
Paper (ex. Ordering Checks): | 051000017 |
Electronic (ex. Deposit / Auto Payment): | 051000017 |
Wire Transfer: | 026009593 |
Tennessee | |
Paper (ex. Ordering Checks): | 064000020 |
Electronic (ex. Deposit / Auto Payment): | 064000020 |
Wire Transfer: | 026009593 |
Texas, North | |
Paper (ex. Ordering Checks): | 111000025 |
Electronic (ex. Deposit / Auto Payment): | 111000025 |
Wire Transfer: | 026009593 |
Texas, South | |
Paper (ex. Ordering Checks): | 113000023 |
Electronic (ex. Deposit / Auto Payment): | 111000025 |
Wire Transfer: | 026009593 |
Utah | |
Paper (ex. Ordering Checks): | 051000017 |
Electronic (ex. Deposit / Auto Payment): | 051000017 |
Wire Transfer: | 026009593 |
Vermont | |
Paper (ex. Ordering Checks): | 051000017 |
Electronic (ex. Deposit / Auto Payment): | 051000017 |
Wire Transfer: | 026009593 |
Virginia | |
Paper (ex. Ordering Checks): | 051000017 |
Electronic (ex. Deposit / Auto Payment): | 051000017 |
Wire Transfer: | 026009593 |
Washington | |
Paper (ex. Ordering Checks): | 125000024 |
Electronic (ex. Deposit / Auto Payment): | 125000024 |
Wire Transfer: | 026009593 |
West Virginia | |
Paper (ex. Ordering Checks): | 051000017 |
Electronic (ex. Deposit / Auto Payment): | 051000017 |
Wire Transfer: | 026009593 |
Wisconsin | |
Paper (ex. Ordering Checks): | 051000017 |
Electronic (ex. Deposit / Auto Payment): | 051000017 |
Wire Transfer: | 026009593 |
Wyoming | |
Paper (ex. Ordering Checks): | 051000017 |
Electronic (ex. Deposit / Auto Payment): | 051000017 |
Wire Transfer: | 026009593 |
Job Openings
Open positions for Bank Of America in Oxnard.
Consumer Complaint Stats
Product / Complaint category | Complaints in 2013 |
---|---|
Mortgage | 136 |
Bank account or service | 52 |
Credit card | 15 |
Consumer loan | 3 |
Debt collection | 2 |
Money transfers | 1 |
Student loan | 1 |
Bank Of America Consumer Complaints (California, 2013)
Average ratio for Bank Of America: 9.37 complaints per branch.These numbers are gathered from the CFPB (Consumer Financial Protection Bureau) to give you a transparent overview of complaints Bank Of America in California received in 2013.
Having problems with your bank? File a bank account or service complaint here.
Bank Of America Bank Hours (Business hours)
These are the bank hours for Bank Of America. Call (805) 650-2280 to learn more about office hours. Please note that these bank hours are general and other hours of operation may apply on certain holidays.
Monday 9:00 am - 5:00 pm
Tuesday 9:00 am - 5:00 pm
Wednesday 9:00 am - 5:00 pm
Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 6:00 pm
Saturday 9:00-1:00pm
Sunday closed
Fees, interest rates and costs
There's currently no additional information available about fees or rates for Bank Of America.
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We'd love to hear about your experience with Bank Of America. Did you suffer through long waiting times, unprofessional staff or high fees or were you treated with great customer service, the business hours you were expecting and a great overall experience? This is your chance to share your thoughts about this branch and help other consumers get the best banking experience in Oxnard.Address
Bank location
Bank address
Bank Of America 2475 Saviers RdOxnard, CA 93033
Navigation data
Area Code: 805Latitude: 34.1758292
Longitude: -119.1778633
County: Ventura
FIPS county code: 06111 Ask question Write review
External resources
ATM locator
Routing Numbers
Official website
Business hours
Bank Of America Bank Hours (Business hours)
These are the bank hours for Bank Of America. Call (805) 650-2280 to learn more about office hours. Please note that these bank hours are general and other hours of operation may apply on certain holidays.
Monday 9:00 am - 5:00 pm
Tuesday 9:00 am - 5:00 pm
Wednesday 9:00 am - 5:00 pm
Thursday 9:00 am - 5:00 pm
Friday 9:00 am - 6:00 pm
Saturday 9:00-1:00pm
Sunday closed
Phone
Phone: (805) 650-2280
Fax: No listed fax number.
Email address
No listed email address.
Areas of practice
Bank Of America is listed under Banks in Oxnard, California .
Pro tip Browse Banks & bank offices in Oxnard, California by bank issue and category.