Bb and T on 1200 Us-280 in Phenix City, AL
Welcome to Bb and T (B2B Banks - ATMs) on 1200 Us-280 in Phenix City, Alabama. This bank is listed on Bank Map under Banks - B2B Banks - ATMs. You can reach us on phone number (334) 297-2413, fax number or email address . Our office is located on 1200 Us-280, Phenix City, AL.
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Bb and T Branch Overview
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Contact details
Address
Bb and T
1200 Us-280, Phenix City
31902 AL, USA
Call Us
(334) 297-2413
For full contact details (including navigation data) to this bank have a look at the the column to your right (or scroll if you're viewing this on a mobile device.)
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Other banks near 1200 Us-280
Phenix Girard Bank on 280 Us Highway 431 S (1.9 miles away)
Southtrust Bank on 1014 Us Highway 431 S (1.9 miles away)
Regions Bank on 3548 Us Highway 431 N (2.8 miles away)
Bb and T on 1200 Us-280 (3.8 miles away)
Wachovia Bank on 616 13th St (3.8 miles away)
Phenix Girard Bank on Wal Mart Supercenter (7.9 miles away)
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Phenix Girard Bank on 801 13th St (7.9 miles away)
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Southtrust Bank on Plaza Shopping Cente (7.9 miles away)
Phenix Girard Bank on 900 13th St (7.9 miles away)
Bancorp South on 414 S 7th St (19.1 miles away)
First American Bank on 605 2nd Ave (19.1 miles away)
Bb and T on 600 2nd Ave (19.1 miles away)
Charterbank-Mw on 3702 Pepperell Pkwy (19.1 miles away)
Amsouth Bank on 715 Ave B (19.1 miles away)
Sheehan- Russell L on 907 2nd Ave (19.1 miles away)
Charter Bank on 114 S 7th St (19.1 miles away)
This Bb and T is located nearby...
Not sure where Bb and T on 1200 Us-280 is? The following places (sorted by popularity) are located nearby. We've also included the estimated walking distance.
Phenix City (0.59 miles away / 12 min walk)Riverwalk (1.76 miles away / 35 min walk)
Columbus, Georgia Convention & Trade Center (1.84 miles away / 37 min walk)
Applebee's Phenix City, Alabama (1.07 miles away / 21 min walk)
Epic Restaurant (1.81 miles away / 36 min walk)
Columbus GA Whitewater (1.79 miles away / 36 min walk)
11th and Bay Southern Table (1.81 miles away / 36 min walk)
Ft Benning Army Base (1.14 miles away / 23 min walk)
Phenix City Ampitheater (1.58 miles away / 32 min walk)
Phenix-280 Bypass (0.76 miles away / 15 min walk)
Corporate overview
The BB&T Corporation (Branch Banking & Trust, BBT) is an American bank founded in 1865. BBT had 32,211 employees in 2013 and operated over 1,800 branches. BBT offer retail and commercial banking services along financial services such as investments, insurance, mortgage, retail brokerage, corporate finance, consumer finance, payment services, leasing and trust.
Total employees
32,211
Total branches
1,278
Total deposits
$137 billion (The total dollar amount of cash deposits held by Branch Banking and Trust Company end of last financial quarter.)
Total loans
$115 billion (The total dollar amount of loans held by Branch Banking and Trust Company end of last financial quarter.)
FDIC
9846
Year founded
1872
Financial Strength
Texas Ratio
12.29%
Deposit Growth
0.055%
Core Capitalization Ratio
9.04%
Branch Banking and Trust Company Financial Statement
| TOTAL ASSETS | $177,895,050 |
| Cash and Due from Depository Accounts | $2,165,406 |
| Interest-Bearing Balances | $727,744 |
| Securities | $38,032,729 |
| Federal Funds Sold and Reverse Repurchase Agreements | $0 |
| Net Loans and Leases | $112,950,303 |
| Total Loans | $114,680,000 |
| Loan Loss Allowance | ($1,729,838) |
| Trading Account Assets | $707,787 |
| Bank Premises and Fixed Assets | $1,880,256 |
| Other Real Estate Owned | $317,073 |
| Goodwill and Other Intangibles | $8,252,467 |
| All Other Assets | $12,895,811 |
| TOTAL LIABILITIES | $156,136,201 |
| Total Deposits | $137,189,272 |
| Interest-Bearing Deposits | $103,428,654 |
| Deposits Held in Domestic Offices | $137,189,272 |
| % Insured | 46.93% |
| Federal Funds Purchased and Repurchase Agreements | $292,101 |
| Trading Liabilities | $512,454 |
| Other Borrowed Funds | $10,933,027 |
| Subordinated Debt | $1,044,691 |
| All Other Liabilities | $6,164,656 |
| TOTAL EQUITY | $21,758,849 |
| Total Bank Equity Capital | $18,802,494 |
| Perpetual Preferred Stock | $0 |
| Common Stock | $24,437 |
| Surplus | $13,904,052 |
| Undivided Profits | $4,874,005 |
| Noncontrolling Interests in Consolidated Subsidiaries | $2,956,355 |
| INCOME AND EXPENSE | |
| Net Interest Income | $2,658,442 |
| Total Interest Income | $3,008,045 |
| Total Interest Expense | ($349,603) |
| Provision For Loan and Lease Losses | ($295,627) |
| Total Noninterest Income | $1,751,086 |
| Fiduciary Activities | $63,485 |
| Service Charges on Deposit Accounts | $281,064 |
| Trading Account Gains and Fees | $41,128 |
| Additional Noninterest Income | $1,365,409 |
| Total Noninterest Expense | ($2,715,722) |
| Salaries and Employee Benefits | ($1,510,172) |
| Premises and Equipment Expense | ($332,322) |
| Additional Noninterest Expense | ($873,228) |
| Pre-Tax Net Operating Income | $1,398,179 |
| Securities Gains (Losses) | $45,884 |
| Applicable Income Taxes | $641,433 |
| Income Before Extraordinary Items | $802,630 |
| Extraordinary Gains - Net | $0 |
| Net Income Attributable to Bank | $699,256 |
| Net Income Attributable to Noncontrolling Interests | $103,374 |
| Net Income Attributable to Bank and Noncontrolling Interests | $802,630 |
| Net Charge-Offs | $432,201 |
| Cash Dividends | $625,000 |
| Sale, Conversion, Retirement of Capital Stock, Net | $54,002 |
| Net Operating Income | $773,264 |
| PERFORMANCE AND CONDITION RATIOS | |
| Performance Ratios (%, Annualized) | |
| Yield on Earning Assets | 3.93% |
| Cost of Funding Earning Assets | 0.46% |
| Net Interest Margin | 3.47% |
| Noninterest Income to Average Assets | 1.96% |
| Noninterest Expense to Average Assets | 3.05% |
| Net Operating Income to Assets | 0.87% |
| Return on Assets (ROA) | 0.78% |
| Pretax Return on Assets | 1.5% |
| Return on Equity | 7.44% |
| Retained Earnings to Average Equity (YTD only) | 0.79% |
| Net Charge-offs to Loans | 0.75% |
| Credit Loss Provision to Net Charge-offs | 68.4% |
| Earnings Coverage of Net Loans Charge-Offs | 3.92(x) |
| Efficiency Ratio | 60.39% |
| Assets per employee ($ millions) | $5.5228 |
| Cash Dividends to Net Income (YTD only) | 89.38% |
| Condition Ratios (%) | |
| Loss Allowance to Loans | 1.5% |
| Loss Allowance to Noncurrent Loans | 72.86% |
| Noncurrent Assets Plus Other Real Estate Owned to Assets | 1.51% |
| Noncurrent Loans to Loans | 2.06% |
| Net Loans and Lease to Deposits | 82.84% |
| Net Loans and Leases to Core Deposits | 94.79% |
| Equity Capital to Assets | 10.57% |
| Core Capital Ratio | 9.04% |
| Tier 1 Risk-based Capital Ratio | 11.46% |
| Total Risk-based Capital Ratio | 13.16% |
| OTHER KEY FIGURES | |
| Asset-Side | |
| Average Assets | $178,288,689 |
| Average Earning Assets | $153,240,560 |
| Average Loans | $115,321,313 |
| Noncurrent Loans and Leases | $2,374,352 |
| Noncurrent Loans that are Wholly or Partially Guaranteed by the U.S. Government | $791,369 |
| Income Earned, Not Collected on Loans | $465,726 |
| Earning Assets | $152,632,147 |
| Long-Term Assets (5+ Years) | $73,033,730 |
| Average Assets, YTD | $178,288,689 |
| Average Assets, 2 Year | $177,000,977 |
| Total Risk Weighted Assets | $134,101,851 |
| Adjusted Average Assets for Leverage Capital Purposes | $169,960,426 |
| Life Insurance Assets | $3,566,129 |
| General Account Life Insurance Assets | $2,195,464 |
| Separate Account Life Insurance Assets | $1,072,530 |
| Hybrid Account Life Insurance Assets | $298,135 |
| Insider Loans | $442,533 |
| Loans and Leases Held For Sale | $2,488,275 |
| Liability-Side | |
| Volatile Liabilities | $16,441,672 |
| FHLB Advances | $8,557,764 |
| Unused Loan Commitments | $42,592,291 |
| Total Unused Commitments | $42,592,291 |
| Equity-Side | |
| Average Equity | $18,787,498 |
| Tier 1 (core) Risk-Based Capital | $15,368,408 |
| Tier 2 Risk-Based Capital | $2,276,363 |
| Derivatives | $64,155,695 |
Routing numbers
Bb and T Phenix City routing numbers are listed on this site along with more information about how to find your routing number. Call Bb and T for more information about routing numbers.
Routing numbers to Bb and T in Phenix City are collected manually from the banks official website or provided by the Federal Reserve Financial Services Database.
If you know where you opened your account you can find your routing number in the list below. Not sure? Your nine-digit routing number can also be found in the lower left corner of your checks (the number before your account number.)
| State | Routing/Transit Number |
| Alabama (AL) | 0622-0398-4 |
| District of Columbia (DC) | 0540-0154-7 |
| Florida (FL) | 2631-9138-7 |
| Georgia (GA) | 0611-1341-5 |
| Indiana (IN) | 0839-7428-9 |
| Kentucky (KY) | 0839-0068-0 |
| Maryland (MD) | 0550-0330-8 |
| North Carolina (NC) | 0531-0112-1 |
| South Carolina (SC) | 0532-0160-7 |
| Tennessee (TN) | 1110-1769-4 |
| Virginia (VA) | 0514-0426-0 |
| West Virginia (WV) | 0515-0339-4 |
Job Openings
Open positions for Bb and T in Phenix City.
Consumer Complaint Stats
| Product / Complaint category | Complaints in 2013 |
|---|---|
| Bank account or service | 6 |
| Mortgage | 2 |
Bb and T Consumer Complaints (Alabama, 2013)
Average ratio for Bb and T: 0.41 complaints per branch.These numbers are gathered from the CFPB (Consumer Financial Protection Bureau) to give you a transparent overview of complaints Bb and T in Alabama received in 2013.
Having problems with your bank? File a bank account or service complaint here.
Bb and T Bank Hours (Business hours)
These are the bank hours for Bb and T. Call (334) 297-2413 to learn more about office hours. Please note that these bank hours are general and other hours of operation may apply on certain holidays.
Mon: 9:00 - 5:00
Tue: 9:00 - 5:00
Wed: 9:00 - 5:00
Thu: 9:00 - 5:00
Fri: 9:00 - 6:00
Sat: CLOSED
Sun: CLOSED
Fees, interest rates and costs
There's currently no additional information available about fees or rates for Bb and T.
Ask a question or leave a comment
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Share your experience
We'd love to hear about your experience with Bb and T. Did you suffer through long waiting times, unprofessional staff or high fees or were you treated with great customer service, the business hours you were expecting and a great overall experience? This is your chance to share your thoughts about this branch and help other consumers get the best banking experience in Phenix City.Address
Bank location
Bank address
Bb and T 1200 Us-280Phenix City, AL 31902
Navigation data
Area Code: 706Latitude: 32.466284
Longitude: -85.02652
County: Muscogee
FIPS county code: 13215 Ask question Write review
External resources
ATM locator
Routing Numbers
Official website
Business hours
Bb and T Bank Hours (Business hours)
These are the bank hours for Bb and T. Call (334) 297-2413 to learn more about office hours. Please note that these bank hours are general and other hours of operation may apply on certain holidays.
Mon: 9:00 - 5:00
Tue: 9:00 - 5:00
Wed: 9:00 - 5:00
Thu: 9:00 - 5:00
Fri: 9:00 - 6:00
Sat: CLOSED
Sun: CLOSED
Phone
Phone: (334) 297-2413
Fax: No listed fax number.
Email address
No listed email address.
Areas of practice
Bb and T is listed under B2B Banks - ATMs in Phenix City, Alabama .
Pro tip Browse Banks & bank offices in Phenix City, Alabama by bank issue and category.