Bb and T on 1425 Seminole Trail in Charlottesville, VA
Welcome to Bb and T (Personal Financing - B2B Banks) on 1425 Seminole Trail in Charlottesville, Virginia. This bank is listed on Bank Map under Banks - Personal Financing - B2B Banks. You can reach us on phone number (434) 973-4233, fax number or email address . Our office is located on 1425 Seminole Trail, Charlottesville, VA.
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Bb and T Branch Overview
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Contact details
Address
Bb and T
1425 Seminole Trail, Charlottesville
22901 VA, USA
Call Us
(434) 973-4233
For full contact details (including navigation data) to this bank have a look at the the column to your right (or scroll if you're viewing this on a mobile device.)
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Other banks near 1425 Seminole Trail
Carrollton Bank on 975 Hilton Heights Rd (2.1 miles away)
Capital One Bank on 220 Zan Rd (2.1 miles away)
Bb and T on 1425 Seminole Trail (2.1 miles away)
First Citizens Bank on 2101 Dominion Dr (2.1 miles away)
Jackson Clark on 530 Greenfield Terrace (2.1 miles away)
Andersen- Van D on 1131 Rio Rd E (2.1 miles away)
Bank Of America on 1205 Long St (2.1 miles away)
Suntrust Bank on 255 Albemarle Square (2.1 miles away)
Suntrust Bank on 1980 Rio Hill Center (2.1 miles away)
Suntrust Bank on 1705 Seminole Trail (2.1 miles away)
Bank Of America on 1505 Putt Putt Pl (2.1 miles away)
Suntrust Bank on 402 Park St (3.5 miles away)
One Valley Bank on 200 E Main St (3.5 miles away)
Bank Of America on 300 E Main St (3.5 miles away)
Chevy Chase Bank on 1900 Abbey Rd (5.5 miles away)
First Citizens Bank on 1815 Fortune Park Rd (5.5 miles away)
Bb and T on 100 Riverbend Dr (5.5 miles away)
Suntrust Bank on 142 Hansen Rd (5.5 miles away)
Capital One Bank on 95 Community St (5.5 miles away)
BB and T on 1652 State Farm Blvd (5.5 miles away)
This Bb and T is located nearby...
Not sure where Bb and T on 1425 Seminole Trail is? The following places (sorted by popularity) are located nearby. We've also included the estimated walking distance.
Regal Stonefield Stadium 14 & IMAX (1.05 miles away / 21 min walk)Wood Grill Buffet (0.06 miles away / 1 min walk)
Outback Steakhouse - Charlottesville - Seminole Trail (0.80 miles away / 16 min walk)
Red Lobster (0.44 miles away / 9 min walk)
ACAC Fitness & Wellness Centers (0.71 miles away / 14 min walk)
AMF Kegler's Lanes (1.27 miles away / 25 min walk)
Red Robin Gourmet Burgers (0.30 miles away / 6 min walk)
Westmoreland, Virginia (0.47 miles away / 9 min walk)
Hibachi Grill (0.58 miles away / 12 min walk)
Plaza Azteca Charlottesville, Va Uva (0.76 miles away / 15 min walk)
Corporate overview
The BB&T Corporation (Branch Banking & Trust, BBT) is an American bank founded in 1865. BBT had 32,211 employees in 2013 and operated over 1,800 branches. BBT offer retail and commercial banking services along financial services such as investments, insurance, mortgage, retail brokerage, corporate finance, consumer finance, payment services, leasing and trust.
Total employees
32,211
Total branches
1,278
Total deposits
$137 billion (The total dollar amount of cash deposits held by Branch Banking and Trust Company end of last financial quarter.)
Total loans
$115 billion (The total dollar amount of loans held by Branch Banking and Trust Company end of last financial quarter.)
FDIC
9846
Year founded
1872
Financial Strength
Texas Ratio
12.29%
Deposit Growth
0.055%
Core Capitalization Ratio
9.04%
Branch Banking and Trust Company Financial Statement
| TOTAL ASSETS | $177,895,050 |
| Cash and Due from Depository Accounts | $2,165,406 |
| Interest-Bearing Balances | $727,744 |
| Securities | $38,032,729 |
| Federal Funds Sold and Reverse Repurchase Agreements | $0 |
| Net Loans and Leases | $112,950,303 |
| Total Loans | $114,680,000 |
| Loan Loss Allowance | ($1,729,838) |
| Trading Account Assets | $707,787 |
| Bank Premises and Fixed Assets | $1,880,256 |
| Other Real Estate Owned | $317,073 |
| Goodwill and Other Intangibles | $8,252,467 |
| All Other Assets | $12,895,811 |
| TOTAL LIABILITIES | $156,136,201 |
| Total Deposits | $137,189,272 |
| Interest-Bearing Deposits | $103,428,654 |
| Deposits Held in Domestic Offices | $137,189,272 |
| % Insured | 46.93% |
| Federal Funds Purchased and Repurchase Agreements | $292,101 |
| Trading Liabilities | $512,454 |
| Other Borrowed Funds | $10,933,027 |
| Subordinated Debt | $1,044,691 |
| All Other Liabilities | $6,164,656 |
| TOTAL EQUITY | $21,758,849 |
| Total Bank Equity Capital | $18,802,494 |
| Perpetual Preferred Stock | $0 |
| Common Stock | $24,437 |
| Surplus | $13,904,052 |
| Undivided Profits | $4,874,005 |
| Noncontrolling Interests in Consolidated Subsidiaries | $2,956,355 |
| INCOME AND EXPENSE | |
| Net Interest Income | $2,658,442 |
| Total Interest Income | $3,008,045 |
| Total Interest Expense | ($349,603) |
| Provision For Loan and Lease Losses | ($295,627) |
| Total Noninterest Income | $1,751,086 |
| Fiduciary Activities | $63,485 |
| Service Charges on Deposit Accounts | $281,064 |
| Trading Account Gains and Fees | $41,128 |
| Additional Noninterest Income | $1,365,409 |
| Total Noninterest Expense | ($2,715,722) |
| Salaries and Employee Benefits | ($1,510,172) |
| Premises and Equipment Expense | ($332,322) |
| Additional Noninterest Expense | ($873,228) |
| Pre-Tax Net Operating Income | $1,398,179 |
| Securities Gains (Losses) | $45,884 |
| Applicable Income Taxes | $641,433 |
| Income Before Extraordinary Items | $802,630 |
| Extraordinary Gains - Net | $0 |
| Net Income Attributable to Bank | $699,256 |
| Net Income Attributable to Noncontrolling Interests | $103,374 |
| Net Income Attributable to Bank and Noncontrolling Interests | $802,630 |
| Net Charge-Offs | $432,201 |
| Cash Dividends | $625,000 |
| Sale, Conversion, Retirement of Capital Stock, Net | $54,002 |
| Net Operating Income | $773,264 |
| PERFORMANCE AND CONDITION RATIOS | |
| Performance Ratios (%, Annualized) | |
| Yield on Earning Assets | 3.93% |
| Cost of Funding Earning Assets | 0.46% |
| Net Interest Margin | 3.47% |
| Noninterest Income to Average Assets | 1.96% |
| Noninterest Expense to Average Assets | 3.05% |
| Net Operating Income to Assets | 0.87% |
| Return on Assets (ROA) | 0.78% |
| Pretax Return on Assets | 1.5% |
| Return on Equity | 7.44% |
| Retained Earnings to Average Equity (YTD only) | 0.79% |
| Net Charge-offs to Loans | 0.75% |
| Credit Loss Provision to Net Charge-offs | 68.4% |
| Earnings Coverage of Net Loans Charge-Offs | 3.92(x) |
| Efficiency Ratio | 60.39% |
| Assets per employee ($ millions) | $5.5228 |
| Cash Dividends to Net Income (YTD only) | 89.38% |
| Condition Ratios (%) | |
| Loss Allowance to Loans | 1.5% |
| Loss Allowance to Noncurrent Loans | 72.86% |
| Noncurrent Assets Plus Other Real Estate Owned to Assets | 1.51% |
| Noncurrent Loans to Loans | 2.06% |
| Net Loans and Lease to Deposits | 82.84% |
| Net Loans and Leases to Core Deposits | 94.79% |
| Equity Capital to Assets | 10.57% |
| Core Capital Ratio | 9.04% |
| Tier 1 Risk-based Capital Ratio | 11.46% |
| Total Risk-based Capital Ratio | 13.16% |
| OTHER KEY FIGURES | |
| Asset-Side | |
| Average Assets | $178,288,689 |
| Average Earning Assets | $153,240,560 |
| Average Loans | $115,321,313 |
| Noncurrent Loans and Leases | $2,374,352 |
| Noncurrent Loans that are Wholly or Partially Guaranteed by the U.S. Government | $791,369 |
| Income Earned, Not Collected on Loans | $465,726 |
| Earning Assets | $152,632,147 |
| Long-Term Assets (5+ Years) | $73,033,730 |
| Average Assets, YTD | $178,288,689 |
| Average Assets, 2 Year | $177,000,977 |
| Total Risk Weighted Assets | $134,101,851 |
| Adjusted Average Assets for Leverage Capital Purposes | $169,960,426 |
| Life Insurance Assets | $3,566,129 |
| General Account Life Insurance Assets | $2,195,464 |
| Separate Account Life Insurance Assets | $1,072,530 |
| Hybrid Account Life Insurance Assets | $298,135 |
| Insider Loans | $442,533 |
| Loans and Leases Held For Sale | $2,488,275 |
| Liability-Side | |
| Volatile Liabilities | $16,441,672 |
| FHLB Advances | $8,557,764 |
| Unused Loan Commitments | $42,592,291 |
| Total Unused Commitments | $42,592,291 |
| Equity-Side | |
| Average Equity | $18,787,498 |
| Tier 1 (core) Risk-Based Capital | $15,368,408 |
| Tier 2 Risk-Based Capital | $2,276,363 |
| Derivatives | $64,155,695 |
Routing numbers
Bb and T Charlottesville routing numbers are listed on this site along with more information about how to find your routing number. Call Bb and T for more information about routing numbers.
Routing numbers to Bb and T in Charlottesville are collected manually from the banks official website or provided by the Federal Reserve Financial Services Database.
If you know where you opened your account you can find your routing number in the list below. Not sure? Your nine-digit routing number can also be found in the lower left corner of your checks (the number before your account number.)
| State | Routing/Transit Number |
| Alabama (AL) | 0622-0398-4 |
| District of Columbia (DC) | 0540-0154-7 |
| Florida (FL) | 2631-9138-7 |
| Georgia (GA) | 0611-1341-5 |
| Indiana (IN) | 0839-7428-9 |
| Kentucky (KY) | 0839-0068-0 |
| Maryland (MD) | 0550-0330-8 |
| North Carolina (NC) | 0531-0112-1 |
| South Carolina (SC) | 0532-0160-7 |
| Tennessee (TN) | 1110-1769-4 |
| Virginia (VA) | 0514-0426-0 |
| West Virginia (WV) | 0515-0339-4 |
Job Openings
Open positions for Bb and T in Charlottesville.
Consumer Complaint Stats
| Product / Complaint category | Complaints in 2013 |
|---|---|
| Bank account or service | 6 |
| Mortgage | 2 |
Bb and T Consumer Complaints (Virginia, 2013)
Average ratio for Bb and T: 0.41 complaints per branch.These numbers are gathered from the CFPB (Consumer Financial Protection Bureau) to give you a transparent overview of complaints Bb and T in Virginia received in 2013.
Having problems with your bank? File a bank account or service complaint here.
Bb and T Bank Hours (Business hours)
These are the bank hours for Bb and T. Call (434) 973-4233 to learn more about office hours. Please note that these bank hours are general and other hours of operation may apply on certain holidays.
Mon: 9:00 - 5:00
Tue: 9:00 - 5:00
Wed: 9:00 - 5:00
Thu: 9:00 - 5:00
Fri: 9:00 - 6:00
Sat: CLOSED
Sun: CLOSED
Fees, interest rates and costs
There's currently no additional information available about fees or rates for Bb and T.
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We'd love to hear about your experience with Bb and T. Did you suffer through long waiting times, unprofessional staff or high fees or were you treated with great customer service, the business hours you were expecting and a great overall experience? This is your chance to share your thoughts about this branch and help other consumers get the best banking experience in Charlottesville.Address
Bank location
Bank address
Bb and T 1425 Seminole TrailCharlottesville, VA 22901
Navigation data
Area Code: 434Latitude: 38.075239
Longitude: -78.478952
County: Greene
FIPS county code: 51003 Ask question Write review
External resources
ATM locator
Routing Numbers
Official website
Business hours
Bb and T Bank Hours (Business hours)
These are the bank hours for Bb and T. Call (434) 973-4233 to learn more about office hours. Please note that these bank hours are general and other hours of operation may apply on certain holidays.
Mon: 9:00 - 5:00
Tue: 9:00 - 5:00
Wed: 9:00 - 5:00
Thu: 9:00 - 5:00
Fri: 9:00 - 6:00
Sat: CLOSED
Sun: CLOSED
Phone
Phone: (434) 973-4233
Fax: No listed fax number.
Email address
No listed email address.
Areas of practice
Bb and T is listed under Personal Financing - B2B Banks in Charlottesville, Virginia .
Pro tip Browse Banks & bank offices in Charlottesville, Virginia by bank issue and category.