Citizens Bank on 21 Money Hill Rd in Chepachet, RI
Welcome to Citizens Bank (B2B Banks - ATMs) on 21 Money Hill Rd in Chepachet, Rhode Island. This bank is listed on Bank Map under Banks - B2B Banks - ATMs. You can reach us on phone number (401) 568-2531, fax number or email address . Our office is located on 21 Money Hill Rd, Chepachet, RI.
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Citizens Bank Branch Overview
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Contact details
Address
Citizens Bank
21 Money Hill Rd, Chepachet
02814 RI, USA
Call Us
(401) 568-2531
For full contact details (including navigation data) to this bank have a look at the the column to your right (or scroll if you're viewing this on a mobile device.)
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Other banks near 21 Money Hill Rd
Bank of America on 440 Putnam Pike (2.1 miles away)
Citizens Bank on 21 Money Hill Rd (2.1 miles away)
Citizens Bank on 446 Putnam Pike (2.1 miles away)
Citizens Bank on 639 Putnam Pike (6.3 miles away)
Citizens Bank on 595 Smithfield Rd (7.3 miles away)
Citizens Bank on 67 Eddie Dowling Hwy (7.3 miles away)
Bank of America on 900 Victory Hwy (7.3 miles away)
Bank Rhode Island on 445 Putnam Pike (7.6 miles away)
Sovereign Bank on 410 Putnam Pike (7.6 miles away)
Bank of America on 1491 Atwood Ave (10 miles away)
Bank of America on 2020 Diamond Hill Rd (10.9 miles away)
Citizens Bank on 1675 Diamond Hill Rd (11.3 miles away)
Citizens Bank on 191 Social St (11.3 miles away)
Bank of America on 25 John a Cummings Way (11.3 miles away)
Bank Rhode Island on 1175 Cumberland Hill Rd (11.3 miles away)
Bank of America on 611 Smithfield Ave (11.5 miles away)
Bank of America on 613 George Washington Hwy (11.5 miles away)
Citizens Bank on 622 George Washington Hwy (11.5 miles away)
Bank of America on 575 Charles St (12.7 miles away)
Citizens Bank on 1090 Charles St (12.7 miles away)
This Citizens Bank is located nearby...
Not sure where Citizens Bank on 21 Money Hill Rd is? The following places (sorted by popularity) are located nearby. We've also included the estimated walking distance.
Crystal Lake Golf Club (1.14 miles away / 23 min walk)Crystal Lake Golf Club (1.15 miles away / 23 min walk)
Tavern On Main (0.28 miles away / 6 min walk)
ECC- Episcopal Conference Center RI (1.77 miles away / 35 min walk)
Pinewood Pub & Pizza (1.60 miles away / 32 min walk)
BGYSA Soccer Complex (1.00 miles away / 20 min walk)
The Village Bean (0.03 miles away / 1 min walk)
Dunkin Donuts, Chepachet, RI 02814 (0.92 miles away / 18 min walk)
Abby's Country Kitchen (1.10 miles away / 22 min walk)
Glad Tidings Community Church (0.59 miles away / 12 min walk)
Corporate overview
Founded in 1904, Citizens Bank is one of the 15 largest commercial banking companies in the United States. Citizens Bank have over 1000 branches and 3500 ATMs and about 16,000 employees in 12 states.
Total employees
15,442
Total branches
1,027
Total deposits
$76.6 billion (The total dollar amount of cash deposits held by Citizens Bank end of last financial quarter.)
Total loans
$72.4 billion (The total dollar amount of loans held by Citizens Bank end of last financial quarter.)
FDIC
57957
Year founded
1904
Financial Strength
Texas Ratio
7.67%
Deposit Growth
0.036%
Core Capitalization Ratio
11.41%
Citizens Bank Financial Statement
| TOTAL ASSETS | $103,028,520 |
| Cash and Due from Depository Accounts | $7,959,863 |
| Interest-Bearing Balances | $6,982,142 |
| Securities | $10,134,425 |
| Federal Funds Sold and Reverse Repurchase Agreements | $0 |
| Net Loans and Leases | $71,401,619 |
| Total Loans | $72,407,900 |
| Loan Loss Allowance | ($1,006,256) |
| Trading Account Assets | $610,993 |
| Bank Premises and Fixed Assets | $528,489 |
| Other Real Estate Owned | $59,074 |
| Goodwill and Other Intangibles | $9,525,922 |
| All Other Assets | $3,488,419 |
| TOTAL LIABILITIES | $84,238,607 |
| Total Deposits | $76,635,624 |
| Interest-Bearing Deposits | $53,387,733 |
| Deposits Held in Domestic Offices | $75,918,962 |
| % Insured | 61.62% |
| Federal Funds Purchased and Repurchase Agreements | $4,497,135 |
| Trading Liabilities | $535,787 |
| Other Borrowed Funds | $246,356 |
| Subordinated Debt | $260,000 |
| All Other Liabilities | $2,063,705 |
| TOTAL EQUITY | $18,789,913 |
| Total Bank Equity Capital | $18,789,913 |
| Perpetual Preferred Stock | $75 |
| Common Stock | $1 |
| Surplus | $16,360,719 |
| Undivided Profits | $2,429,118 |
| Noncontrolling Interests in Consolidated Subsidiaries | $0 |
| INCOME AND EXPENSE | |
| Net Interest Income | $1,246,489 |
| Total Interest Income | $1,449,806 |
| Total Interest Expense | ($203,317) |
| Provision For Loan and Lease Losses | ($190,733) |
| Total Noninterest Income | $646,032 |
| Fiduciary Activities | $11,410 |
| Service Charges on Deposit Accounts | $188,746 |
| Trading Account Gains and Fees | $29,255 |
| Additional Noninterest Income | $416,621 |
| Total Noninterest Expense | ($1,281,606) |
| Salaries and Employee Benefits | ($717,787) |
| Premises and Equipment Expense | ($246,023) |
| Additional Noninterest Expense | ($317,796) |
| Pre-Tax Net Operating Income | $420,182 |
| Securities Gains (Losses) | $41,952 |
| Applicable Income Taxes | $159,075 |
| Income Before Extraordinary Items | $303,059 |
| Extraordinary Gains - Net | $0 |
| Net Income Attributable to Bank | $303,059 |
| Net Income Attributable to Noncontrolling Interests | $0 |
| Net Income Attributable to Bank and Noncontrolling Interests | $303,059 |
| Net Charge-Offs | $220,111 |
| Cash Dividends | $75,000 |
| Sale, Conversion, Retirement of Capital Stock, Net | $0 |
| Net Operating Income | $275,370 |
| PERFORMANCE AND CONDITION RATIOS | |
| Performance Ratios (%, Annualized) | |
| Yield on Earning Assets | 3.27% |
| Cost of Funding Earning Assets | 0.46% |
| Net Interest Margin | 2.81% |
| Noninterest Income to Average Assets | 1.24% |
| Noninterest Expense to Average Assets | 2.46% |
| Net Operating Income to Assets | 0.53% |
| Return on Assets (ROA) | 0.58% |
| Pretax Return on Assets | 0.89% |
| Return on Equity | 3.22% |
| Retained Earnings to Average Equity (YTD only) | 2.42% |
| Net Charge-offs to Loans | 0.61% |
| Credit Loss Provision to Net Charge-offs | 86.65% |
| Earnings Coverage of Net Loans Charge-Offs | 2.78(x) |
| Efficiency Ratio | 67.72% |
| Assets per employee ($ millions) | $6.672 |
| Cash Dividends to Net Income (YTD only) | 24.75% |
| Condition Ratios (%) | |
| Loss Allowance to Loans | 1.4% |
| Loss Allowance to Noncurrent Loans | 67.34% |
| Noncurrent Assets Plus Other Real Estate Owned to Assets | 1.51% |
| Noncurrent Loans to Loans | 2.08% |
| Net Loans and Lease to Deposits | 92.28% |
| Net Loans and Leases to Core Deposits | 95.03% |
| Equity Capital to Assets | 18.24% |
| Core Capital Ratio | 11.41% |
| Tier 1 Risk-based Capital Ratio | 12.86% |
| Total Risk-based Capital Ratio | 14.4% |
| OTHER KEY FIGURES | |
| Asset-Side | |
| Average Assets | $104,322,425 |
| Average Earning Assets | $88,686,828 |
| Average Loans | $72,634,518 |
| Noncurrent Loans and Leases | $1,494,342 |
| Noncurrent Loans that are Wholly or Partially Guaranteed by the U.S. Government | $88,778 |
| Income Earned, Not Collected on Loans | $267,547 |
| Earning Assets | $87,837,902 |
| Long-Term Assets (5+ Years) | $28,195,376 |
| Average Assets, YTD | $104,322,425 |
| Average Assets, 2 Year | $104,071,640 |
| Total Risk Weighted Assets | $79,191,477 |
| Adjusted Average Assets for Leverage Capital Purposes | $89,265,059 |
| Life Insurance Assets | $914,651 |
| General Account Life Insurance Assets | $152,398 |
| Separate Account Life Insurance Assets | $224,129 |
| Hybrid Account Life Insurance Assets | $538,124 |
| Insider Loans | $1,588 |
| Loans and Leases Held For Sale | $428,973 |
| Liability-Side | |
| Volatile Liabilities | $5,829,792 |
| FHLB Advances | $26,287 |
| Unused Loan Commitments | $40,473,077 |
| Total Unused Commitments | $40,473,077 |
| Equity-Side | |
| Average Equity | $18,834,903 |
| Tier 1 (core) Risk-Based Capital | $10,186,900 |
| Tier 2 Risk-Based Capital | $1,250,895 |
| Derivatives | $40,622,264 |
Routing numbers
Citizens Bank Chepachet routing numbers are listed on this site along with more information about how to find your routing number. Call Citizens Bank for more information about routing numbers.
Routing numbers to Citizens Bank in Chepachet are collected manually from the banks official website or provided by the Federal Reserve Financial Services Database.
Your Citizens Bank routing number is printed at the bottom of your checks. Its the the first 9 digit number.
| routing | state |
|---|---|
| 36076150 | PA |
| 42104469 | KY |
| 61203338 | GA |
| 64107729 | TN |
| 64205388 | TN |
| 64207946 | TN |
| 65304385 | MS |
| 73921048 | IA |
| 74905225 | IN |
| 81504172 | MO |
| 81507166 | MO |
| 81518524 | MO |
| 81905593 | MO |
| 82907736 | AR |
| 83903195 | KY |
| 83907722 | KY |
| 111922624 | TX |
| 123204013 | OR |
Job Openings
Open positions for Citizens Bank in Chepachet.
Consumer Complaint Stats
| Product / Complaint category | Complaints in 2013 |
|---|---|
| Bank account or service | 3 |
| Credit card | 1 |
| Mortgage | 1 |
Citizens Bank Consumer Complaints (Rhode Island, 2013)
Average ratio for Citizens Bank: 1.25 complaints per branch.These numbers are gathered from the CFPB (Consumer Financial Protection Bureau) to give you a transparent overview of complaints Citizens Bank in Rhode Island received in 2013.
Having problems with your bank? File a bank account or service complaint here.
Citizens Bank Bank Hours (Business hours)
These are the bank hours for Citizens Bank. Call (401) 568-2531 to learn more about office hours. Please note that these bank hours are general and other hours of operation may apply on certain holidays.
Mon: 8:30AM-5PM,
Tue: 8:30AM-5PM,
Wed: 8:30AM-5PM,
Thu: 8:30AM-5:30PM,
Fri: 8:30AM-6PM,
Sat: na,
Sun: na
Fees, interest rates and costs
There's currently no additional information available about fees or rates for Citizens Bank.
Ask a question or leave a comment
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Share your experience
We'd love to hear about your experience with Citizens Bank. Did you suffer through long waiting times, unprofessional staff or high fees or were you treated with great customer service, the business hours you were expecting and a great overall experience? This is your chance to share your thoughts about this branch and help other consumers get the best banking experience in Chepachet.Address
Bank location
Bank address
Citizens Bank 21 Money Hill RdChepachet, RI 02814
Navigation data
Area Code: 401Latitude: 41.91688
Longitude: -71.671532
County: Windham
FIPS county code: 44007 Ask question Write review
External resources
ATM locator
Routing Numbers
Official website
Business hours
Citizens Bank Bank Hours (Business hours)
These are the bank hours for Citizens Bank. Call (401) 568-2531 to learn more about office hours. Please note that these bank hours are general and other hours of operation may apply on certain holidays.
Mon: 8:30AM-5PM,
Tue: 8:30AM-5PM,
Wed: 8:30AM-5PM,
Thu: 8:30AM-5:30PM,
Fri: 8:30AM-6PM,
Sat: na,
Sun: na
Phone
Phone: (401) 568-2531
Fax: No listed fax number.
Email address
No listed email address.
Areas of practice
Citizens Bank is listed under B2B Banks - ATMs in Chepachet, Rhode Island .
Pro tip Browse Banks & bank offices in Chepachet, Rhode Island by bank issue and category.