Citizens Bank on 1393 Wilmington Pike in West Chester, PA
Welcome to Citizens Bank (Banks) on 1393 Wilmington Pike in West Chester, Pennsylvania. This bank is listed on Bank Map under Banks - All - Banks. You can reach us on phone number (610) 692-1111, fax number or email address . Our office is located on 1393 Wilmington Pike, West Chester, PA.
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Citizens Bank Branch Overview
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Contact details
Address
Citizens Bank
1393 Wilmington Pike, West Chester
19382 PA, USA
Call Us
(610) 692-1111
For full contact details (including navigation data) to this bank have a look at the the column to your right (or scroll if you're viewing this on a mobile device.)
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Other banks near 1393 Wilmington Pike
Citizens Bank on 1393 Wilmington Pike (2.7 miles away)
Citizens Bank on 1502 W Chester Pike (2.7 miles away)
Cairns- Kathe T on 104 E Market St (2.7 miles away)
Dnb First on 2 N Church St (2.7 miles away)
TD Bank, NA on 1159 Wilmington Pike (2.7 miles away)
Sovereign Bank on 1140 W Chester Pike (2.7 miles away)
Fulton Bank on 116 W Market St (2.7 miles away)
Wachovia Bank on 929 S High St (2.7 miles away)
AAA - West Chester on 844 Paoli Pike (2.7 miles away)
PNC Bank on 1170 W Baltimore Pike (3.3 miles away)
Bank of America on 990 Baltimore Pike (3.3 miles away)
Sovereign Bank on 800 N Glen Dr (3.3 miles away)
PNC Bank on 505 Wilmington w Chester Pike (3.3 miles away)
Sovereign Bank on 1751 Wilmington Pike (3.3 miles away)
Alliance Bank on Shops At Brinton Lake, 951 Baltimore Pike (3.3 miles away)
Td Bank on 214 Wilmington w Chester Pike (4.8 miles away)
First Keystone Bank on Routes 1 & 100 (4.8 miles away)
PNC Bank on 137 N High St (5.7 miles away)
PNC Bank on 790 Downingtown Pike (5.7 miles away)
Td Bank on 701 E Market St (5.7 miles away)
This Citizens Bank is located nearby...
Not sure where Citizens Bank on 1393 Wilmington Pike is? The following places (sorted by popularity) are located nearby. We've also included the estimated walking distance.
PJ Whelihan's West Chester (0.38 miles away / 8 min walk)Penn Oaks Golf Club (0.41 miles away / 8 min walk)
Dilworthtown Inn (0.52 miles away / 10 min walk)
AMC Painter's Crossing 9 (1.58 miles away / 32 min walk)
Concord Country Club (1.84 miles away / 37 min walk)
Thornton Paintball (1.29 miles away / 26 min walk)
Keller Williams Brandywine Valley (0.54 miles away / 11 min walk)
Jimmy John's Pipin' Hot Sandwiches (1.41 miles away / 28 min walk)
Calista Grand (0.93 miles away / 19 min walk)
Blue Pear Bistro (0.53 miles away / 11 min walk)
Corporate overview
Founded in 1904, Citizens Bank is one of the 15 largest commercial banking companies in the United States. Citizens Bank have over 1000 branches and 3500 ATMs and about 16,000 employees in 12 states.
Total employees
15,442
Total branches
1,027
Total deposits
$76.6 billion (The total dollar amount of cash deposits held by Citizens Bank end of last financial quarter.)
Total loans
$72.4 billion (The total dollar amount of loans held by Citizens Bank end of last financial quarter.)
FDIC
57957
Year founded
1904
Financial Strength
Texas Ratio
7.67%
Deposit Growth
0.036%
Core Capitalization Ratio
11.41%
Citizens Bank Financial Statement
| TOTAL ASSETS | $103,028,520 |
| Cash and Due from Depository Accounts | $7,959,863 |
| Interest-Bearing Balances | $6,982,142 |
| Securities | $10,134,425 |
| Federal Funds Sold and Reverse Repurchase Agreements | $0 |
| Net Loans and Leases | $71,401,619 |
| Total Loans | $72,407,900 |
| Loan Loss Allowance | ($1,006,256) |
| Trading Account Assets | $610,993 |
| Bank Premises and Fixed Assets | $528,489 |
| Other Real Estate Owned | $59,074 |
| Goodwill and Other Intangibles | $9,525,922 |
| All Other Assets | $3,488,419 |
| TOTAL LIABILITIES | $84,238,607 |
| Total Deposits | $76,635,624 |
| Interest-Bearing Deposits | $53,387,733 |
| Deposits Held in Domestic Offices | $75,918,962 |
| % Insured | 61.62% |
| Federal Funds Purchased and Repurchase Agreements | $4,497,135 |
| Trading Liabilities | $535,787 |
| Other Borrowed Funds | $246,356 |
| Subordinated Debt | $260,000 |
| All Other Liabilities | $2,063,705 |
| TOTAL EQUITY | $18,789,913 |
| Total Bank Equity Capital | $18,789,913 |
| Perpetual Preferred Stock | $75 |
| Common Stock | $1 |
| Surplus | $16,360,719 |
| Undivided Profits | $2,429,118 |
| Noncontrolling Interests in Consolidated Subsidiaries | $0 |
| INCOME AND EXPENSE | |
| Net Interest Income | $1,246,489 |
| Total Interest Income | $1,449,806 |
| Total Interest Expense | ($203,317) |
| Provision For Loan and Lease Losses | ($190,733) |
| Total Noninterest Income | $646,032 |
| Fiduciary Activities | $11,410 |
| Service Charges on Deposit Accounts | $188,746 |
| Trading Account Gains and Fees | $29,255 |
| Additional Noninterest Income | $416,621 |
| Total Noninterest Expense | ($1,281,606) |
| Salaries and Employee Benefits | ($717,787) |
| Premises and Equipment Expense | ($246,023) |
| Additional Noninterest Expense | ($317,796) |
| Pre-Tax Net Operating Income | $420,182 |
| Securities Gains (Losses) | $41,952 |
| Applicable Income Taxes | $159,075 |
| Income Before Extraordinary Items | $303,059 |
| Extraordinary Gains - Net | $0 |
| Net Income Attributable to Bank | $303,059 |
| Net Income Attributable to Noncontrolling Interests | $0 |
| Net Income Attributable to Bank and Noncontrolling Interests | $303,059 |
| Net Charge-Offs | $220,111 |
| Cash Dividends | $75,000 |
| Sale, Conversion, Retirement of Capital Stock, Net | $0 |
| Net Operating Income | $275,370 |
| PERFORMANCE AND CONDITION RATIOS | |
| Performance Ratios (%, Annualized) | |
| Yield on Earning Assets | 3.27% |
| Cost of Funding Earning Assets | 0.46% |
| Net Interest Margin | 2.81% |
| Noninterest Income to Average Assets | 1.24% |
| Noninterest Expense to Average Assets | 2.46% |
| Net Operating Income to Assets | 0.53% |
| Return on Assets (ROA) | 0.58% |
| Pretax Return on Assets | 0.89% |
| Return on Equity | 3.22% |
| Retained Earnings to Average Equity (YTD only) | 2.42% |
| Net Charge-offs to Loans | 0.61% |
| Credit Loss Provision to Net Charge-offs | 86.65% |
| Earnings Coverage of Net Loans Charge-Offs | 2.78(x) |
| Efficiency Ratio | 67.72% |
| Assets per employee ($ millions) | $6.672 |
| Cash Dividends to Net Income (YTD only) | 24.75% |
| Condition Ratios (%) | |
| Loss Allowance to Loans | 1.4% |
| Loss Allowance to Noncurrent Loans | 67.34% |
| Noncurrent Assets Plus Other Real Estate Owned to Assets | 1.51% |
| Noncurrent Loans to Loans | 2.08% |
| Net Loans and Lease to Deposits | 92.28% |
| Net Loans and Leases to Core Deposits | 95.03% |
| Equity Capital to Assets | 18.24% |
| Core Capital Ratio | 11.41% |
| Tier 1 Risk-based Capital Ratio | 12.86% |
| Total Risk-based Capital Ratio | 14.4% |
| OTHER KEY FIGURES | |
| Asset-Side | |
| Average Assets | $104,322,425 |
| Average Earning Assets | $88,686,828 |
| Average Loans | $72,634,518 |
| Noncurrent Loans and Leases | $1,494,342 |
| Noncurrent Loans that are Wholly or Partially Guaranteed by the U.S. Government | $88,778 |
| Income Earned, Not Collected on Loans | $267,547 |
| Earning Assets | $87,837,902 |
| Long-Term Assets (5+ Years) | $28,195,376 |
| Average Assets, YTD | $104,322,425 |
| Average Assets, 2 Year | $104,071,640 |
| Total Risk Weighted Assets | $79,191,477 |
| Adjusted Average Assets for Leverage Capital Purposes | $89,265,059 |
| Life Insurance Assets | $914,651 |
| General Account Life Insurance Assets | $152,398 |
| Separate Account Life Insurance Assets | $224,129 |
| Hybrid Account Life Insurance Assets | $538,124 |
| Insider Loans | $1,588 |
| Loans and Leases Held For Sale | $428,973 |
| Liability-Side | |
| Volatile Liabilities | $5,829,792 |
| FHLB Advances | $26,287 |
| Unused Loan Commitments | $40,473,077 |
| Total Unused Commitments | $40,473,077 |
| Equity-Side | |
| Average Equity | $18,834,903 |
| Tier 1 (core) Risk-Based Capital | $10,186,900 |
| Tier 2 Risk-Based Capital | $1,250,895 |
| Derivatives | $40,622,264 |
Routing numbers
Citizens Bank West Chester routing numbers are listed on this site along with more information about how to find your routing number. Call Citizens Bank for more information about routing numbers.
Routing numbers to Citizens Bank in West Chester are collected manually from the banks official website or provided by the Federal Reserve Financial Services Database.
Your Citizens Bank routing number is printed at the bottom of your checks. Its the the first 9 digit number.
| routing | state |
|---|---|
| 36076150 | PA |
| 42104469 | KY |
| 61203338 | GA |
| 64107729 | TN |
| 64205388 | TN |
| 64207946 | TN |
| 65304385 | MS |
| 73921048 | IA |
| 74905225 | IN |
| 81504172 | MO |
| 81507166 | MO |
| 81518524 | MO |
| 81905593 | MO |
| 82907736 | AR |
| 83903195 | KY |
| 83907722 | KY |
| 111922624 | TX |
| 123204013 | OR |
Job Openings
Open positions for Citizens Bank in West Chester.
Consumer Complaint Stats
| Product / Complaint category | Complaints in 2013 |
|---|---|
| Bank account or service | 3 |
| Credit card | 1 |
| Mortgage | 1 |
Citizens Bank Consumer Complaints (Pennsylvania, 2013)
Average ratio for Citizens Bank: 1.25 complaints per branch.These numbers are gathered from the CFPB (Consumer Financial Protection Bureau) to give you a transparent overview of complaints Citizens Bank in Pennsylvania received in 2013.
Having problems with your bank? File a bank account or service complaint here.
Citizens Bank Bank Hours (Business hours)
These are the bank hours for Citizens Bank. Call (610) 692-1111 to learn more about office hours. Please note that these bank hours are general and other hours of operation may apply on certain holidays.
Mon: 8:30AM-5PM,
Tue: 8:30AM-5PM,
Wed: 8:30AM-5PM,
Thu: 8:30AM-5:30PM,
Fri: 8:30AM-6PM,
Sat: na,
Sun: na
Fees, interest rates and costs
There's currently no additional information available about fees or rates for Citizens Bank.
Ask a question or leave a comment
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Share your experience
We'd love to hear about your experience with Citizens Bank. Did you suffer through long waiting times, unprofessional staff or high fees or were you treated with great customer service, the business hours you were expecting and a great overall experience? This is your chance to share your thoughts about this branch and help other consumers get the best banking experience in West Chester.Address
Bank location
Bank address
Citizens Bank 1393 Wilmington PikeWest Chester, PA 19382
Navigation data
Area Code: 610Latitude: 39.9073897
Longitude: -75.5684727
County: Chester
FIPS county code: 42029 Ask question Write review
External resources
ATM locator
Routing Numbers
Official website
Business hours
Citizens Bank Bank Hours (Business hours)
These are the bank hours for Citizens Bank. Call (610) 692-1111 to learn more about office hours. Please note that these bank hours are general and other hours of operation may apply on certain holidays.
Mon: 8:30AM-5PM,
Tue: 8:30AM-5PM,
Wed: 8:30AM-5PM,
Thu: 8:30AM-5:30PM,
Fri: 8:30AM-6PM,
Sat: na,
Sun: na
Phone
Phone: (610) 692-1111
Fax: No listed fax number.
Email address
No listed email address.
Areas of practice
Citizens Bank is listed under Banks in West Chester, Pennsylvania .
Pro tip Browse Banks & bank offices in West Chester, Pennsylvania by bank issue and category.