Citizens State Bank on 100 N Lawler St in Postville, IA
Welcome to Citizens State Bank (Banks) on 100 N Lawler St in Postville, Iowa. This bank is listed on Bank Map under Banks - All - Banks. You can reach us on phone number (563) 864-7615, fax number or email address . Our office is located on 100 N Lawler St, Postville, IA.
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Citizens State Bank Branch Overview
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Contact details
Address
Citizens State Bank
100 N Lawler St, Postville
52162 IA, USA
Call Us
(563) 864-7615
For full contact details (including navigation data) to this bank have a look at the the column to your right (or scroll if you're viewing this on a mobile device.)
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Other banks near 100 N Lawler St
Citizens State Bank on 100 N Lawler St (6.3 miles away)
Union State Bank on 106 S Main St (7 miles away)
Elgin State Bank on 241 Center St (10.5 miles away)
Security State Bank on 106 E Main St (11 miles away)
Luana Savings Bank on 123 E Main St (11 miles away)
First National Bank on 115 N Vine St (12.3 miles away)
First National Bank on 10280 Echo Valley Rd (12.3 miles away)
Houg- Scott K on 111 Rossville Rd (12.5 miles away)
Waukon State Bank on 22 W Main St (12.5 miles away)
Citizens State Bank on 11th Ave NW (12.5 miles away)
Helgerson- Gary H on 110 Cedar St (18.1 miles away)
Peoples State Bank on 210 S Main St (18.1 miles away)
Farmers State Bank on 200 S Main St (20.4 miles away)
Security State Bank on 102 N Main St (21.6 miles away)
Hudson- Paul D on 400 W Water St (22.9 miles away)
Community First on 120 W Water St (22.9 miles away)
Citizens State Bank on 102 E Mission St (27.4 miles away)
Regions Bank on 25 N Frederick Ave (30.4 miles away)
Valley State Bank on 507 U.S. 52 (31.2 miles away)
Security State Bank on 15 Goethe St (31.2 miles away)
This Citizens State Bank is located nearby...
Not sure where Citizens State Bank on 100 N Lawler St is? The following places (sorted by popularity) are located nearby. We've also included the estimated walking distance.
City of Postville (0.13 miles away / 3 min walk)Club 51 (0.08 miles away / 2 min walk)
Sabor Mexico (Taste Of Mexico) (0.01 miles away / 0 min walk)
Agri Star Meat & Poultry - Aaron's Best (0.60 miles away / 12 min walk)
Sara Palas Photography (0.03 miles away / 1 min walk)
Hi-Way Lanes (0.19 miles away / 4 min walk)
Northeast Iowa YMCA (0.25 miles away / 5 min walk)
Postville Schools (0.51 miles away / 10 min walk)
Brick Oven Pizza and Eatery (0.14 miles away / 3 min walk)
Postville Community Swimming Pool (0.45 miles away / 9 min walk)
Corporate overview
Founded in 1904, Citizens Bank is one of the 15 largest commercial banking companies in the United States. Citizens Bank have over 1000 branches and 3500 ATMs and about 16,000 employees in 12 states.
Total employees
15,442
Total branches
115
Total deposits
$76.6 billion (The total dollar amount of cash deposits held by Citizens Bank end of last financial quarter.)
Total loans
$72.4 billion (The total dollar amount of loans held by Citizens Bank end of last financial quarter.)
FDIC
57957
Year founded
1904
Financial Strength
Texas Ratio
7.67%
Deposit Growth
0.036%
Core Capitalization Ratio
11.41%
Citizens Bank Financial Statement
| TOTAL ASSETS | $103,028,520 |
| Cash and Due from Depository Accounts | $7,959,863 |
| Interest-Bearing Balances | $6,982,142 |
| Securities | $10,134,425 |
| Federal Funds Sold and Reverse Repurchase Agreements | $0 |
| Net Loans and Leases | $71,401,619 |
| Total Loans | $72,407,900 |
| Loan Loss Allowance | ($1,006,256) |
| Trading Account Assets | $610,993 |
| Bank Premises and Fixed Assets | $528,489 |
| Other Real Estate Owned | $59,074 |
| Goodwill and Other Intangibles | $9,525,922 |
| All Other Assets | $3,488,419 |
| TOTAL LIABILITIES | $84,238,607 |
| Total Deposits | $76,635,624 |
| Interest-Bearing Deposits | $53,387,733 |
| Deposits Held in Domestic Offices | $75,918,962 |
| % Insured | 61.62% |
| Federal Funds Purchased and Repurchase Agreements | $4,497,135 |
| Trading Liabilities | $535,787 |
| Other Borrowed Funds | $246,356 |
| Subordinated Debt | $260,000 |
| All Other Liabilities | $2,063,705 |
| TOTAL EQUITY | $18,789,913 |
| Total Bank Equity Capital | $18,789,913 |
| Perpetual Preferred Stock | $75 |
| Common Stock | $1 |
| Surplus | $16,360,719 |
| Undivided Profits | $2,429,118 |
| Noncontrolling Interests in Consolidated Subsidiaries | $0 |
| INCOME AND EXPENSE | |
| Net Interest Income | $1,246,489 |
| Total Interest Income | $1,449,806 |
| Total Interest Expense | ($203,317) |
| Provision For Loan and Lease Losses | ($190,733) |
| Total Noninterest Income | $646,032 |
| Fiduciary Activities | $11,410 |
| Service Charges on Deposit Accounts | $188,746 |
| Trading Account Gains and Fees | $29,255 |
| Additional Noninterest Income | $416,621 |
| Total Noninterest Expense | ($1,281,606) |
| Salaries and Employee Benefits | ($717,787) |
| Premises and Equipment Expense | ($246,023) |
| Additional Noninterest Expense | ($317,796) |
| Pre-Tax Net Operating Income | $420,182 |
| Securities Gains (Losses) | $41,952 |
| Applicable Income Taxes | $159,075 |
| Income Before Extraordinary Items | $303,059 |
| Extraordinary Gains - Net | $0 |
| Net Income Attributable to Bank | $303,059 |
| Net Income Attributable to Noncontrolling Interests | $0 |
| Net Income Attributable to Bank and Noncontrolling Interests | $303,059 |
| Net Charge-Offs | $220,111 |
| Cash Dividends | $75,000 |
| Sale, Conversion, Retirement of Capital Stock, Net | $0 |
| Net Operating Income | $275,370 |
| PERFORMANCE AND CONDITION RATIOS | |
| Performance Ratios (%, Annualized) | |
| Yield on Earning Assets | 3.27% |
| Cost of Funding Earning Assets | 0.46% |
| Net Interest Margin | 2.81% |
| Noninterest Income to Average Assets | 1.24% |
| Noninterest Expense to Average Assets | 2.46% |
| Net Operating Income to Assets | 0.53% |
| Return on Assets (ROA) | 0.58% |
| Pretax Return on Assets | 0.89% |
| Return on Equity | 3.22% |
| Retained Earnings to Average Equity (YTD only) | 2.42% |
| Net Charge-offs to Loans | 0.61% |
| Credit Loss Provision to Net Charge-offs | 86.65% |
| Earnings Coverage of Net Loans Charge-Offs | 2.78(x) |
| Efficiency Ratio | 67.72% |
| Assets per employee ($ millions) | $6.672 |
| Cash Dividends to Net Income (YTD only) | 24.75% |
| Condition Ratios (%) | |
| Loss Allowance to Loans | 1.4% |
| Loss Allowance to Noncurrent Loans | 67.34% |
| Noncurrent Assets Plus Other Real Estate Owned to Assets | 1.51% |
| Noncurrent Loans to Loans | 2.08% |
| Net Loans and Lease to Deposits | 92.28% |
| Net Loans and Leases to Core Deposits | 95.03% |
| Equity Capital to Assets | 18.24% |
| Core Capital Ratio | 11.41% |
| Tier 1 Risk-based Capital Ratio | 12.86% |
| Total Risk-based Capital Ratio | 14.4% |
| OTHER KEY FIGURES | |
| Asset-Side | |
| Average Assets | $104,322,425 |
| Average Earning Assets | $88,686,828 |
| Average Loans | $72,634,518 |
| Noncurrent Loans and Leases | $1,494,342 |
| Noncurrent Loans that are Wholly or Partially Guaranteed by the U.S. Government | $88,778 |
| Income Earned, Not Collected on Loans | $267,547 |
| Earning Assets | $87,837,902 |
| Long-Term Assets (5+ Years) | $28,195,376 |
| Average Assets, YTD | $104,322,425 |
| Average Assets, 2 Year | $104,071,640 |
| Total Risk Weighted Assets | $79,191,477 |
| Adjusted Average Assets for Leverage Capital Purposes | $89,265,059 |
| Life Insurance Assets | $914,651 |
| General Account Life Insurance Assets | $152,398 |
| Separate Account Life Insurance Assets | $224,129 |
| Hybrid Account Life Insurance Assets | $538,124 |
| Insider Loans | $1,588 |
| Loans and Leases Held For Sale | $428,973 |
| Liability-Side | |
| Volatile Liabilities | $5,829,792 |
| FHLB Advances | $26,287 |
| Unused Loan Commitments | $40,473,077 |
| Total Unused Commitments | $40,473,077 |
| Equity-Side | |
| Average Equity | $18,834,903 |
| Tier 1 (core) Risk-Based Capital | $10,186,900 |
| Tier 2 Risk-Based Capital | $1,250,895 |
| Derivatives | $40,622,264 |
Routing numbers
Citizens State Bank Postville routing numbers are listed on this site along with more information about how to find your routing number. Call Citizens State Bank for more information about routing numbers.
Routing numbers to Citizens State Bank in Postville are collected manually from the banks official website or provided by the Federal Reserve Financial Services Database.
Your Citizens Bank routing number is printed at the bottom of your checks. Its the the first 9 digit number.
| routing | state |
|---|---|
| 36076150 | PA |
| 42104469 | KY |
| 61203338 | GA |
| 64107729 | TN |
| 64205388 | TN |
| 64207946 | TN |
| 65304385 | MS |
| 73921048 | IA |
| 74905225 | IN |
| 81504172 | MO |
| 81507166 | MO |
| 81518524 | MO |
| 81905593 | MO |
| 82907736 | AR |
| 83903195 | KY |
| 83907722 | KY |
| 111922624 | TX |
| 123204013 | OR |
Job Openings
Open positions for Citizens State Bank in Postville.
Consumer Complaint Stats
| Product / Complaint category | Complaints in 2013 |
|---|---|
| Bank account or service | 3 |
| Mortgage | 1 |
| Credit card | 1 |
Citizens State Bank Consumer Complaints (Iowa, 2013)
Average ratio for Citizens State Bank: 1.25 complaints per branch.These numbers are gathered from the CFPB (Consumer Financial Protection Bureau) to give you a transparent overview of complaints Citizens State Bank in Iowa received in 2013.
Having problems with your bank? File a bank account or service complaint here.
Citizens State Bank Bank Hours (Business hours)
These are the bank hours for Citizens State Bank. Call (563) 864-7615 to learn more about office hours. Please note that these bank hours are general and other hours of operation may apply on certain holidays.
Mon: 8:30AM-5PM,
Tue: 8:30AM-5PM,
Wed: 8:30AM-5PM,
Thu: 8:30AM-5:30PM,
Fri: 8:30AM-6PM,
Sat: na,
Sun: na
Fees, interest rates and costs
There's currently no additional information available about fees or rates for Citizens State Bank.
Ask a question or leave a comment
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Share your experience
We'd love to hear about your experience with Citizens State Bank. Did you suffer through long waiting times, unprofessional staff or high fees or were you treated with great customer service, the business hours you were expecting and a great overall experience? This is your chance to share your thoughts about this branch and help other consumers get the best banking experience in Postville.Address
Bank location
Bank address
Citizens State Bank 100 N Lawler StPostville, IA 52162
Navigation data
Area Code: 563Latitude: 43.0845801
Longitude: -91.5683399
County: Allamakee
FIPS county code: 19005 Ask question Write review
External resources
ATM locator
Routing Numbers
Official website
Business hours
Citizens State Bank Bank Hours (Business hours)
These are the bank hours for Citizens State Bank. Call (563) 864-7615 to learn more about office hours. Please note that these bank hours are general and other hours of operation may apply on certain holidays.
Mon: 8:30AM-5PM,
Tue: 8:30AM-5PM,
Wed: 8:30AM-5PM,
Thu: 8:30AM-5:30PM,
Fri: 8:30AM-6PM,
Sat: na,
Sun: na
Phone
Phone: (563) 864-7615
Fax: No listed fax number.
Email address
No listed email address.
Areas of practice
Citizens State Bank is listed under Banks in Postville, Iowa .
Pro tip Browse Banks & bank offices in Postville, Iowa by bank issue and category.
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