Fifth Third Bank on 200 N 3rd St in Effingham, IL
Welcome to Fifth Third Bank (Investment Services - B2B Banks) on 200 N 3rd St in Effingham, Illinois. This bank is listed on Bank Map under Banks - Investment Services - B2B Banks. You can reach us on phone number (217) 342-5700, fax number or email address . Our office is located on 200 N 3rd St, Effingham, IL.
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Fifth Third Bank Branch Overview
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Contact details
Address
Fifth Third Bank
200 N 3rd St, Effingham
62401 IL, USA
Call Us
(217) 342-5700
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This Fifth Third Bank is located nearby...
Not sure where Fifth Third Bank on 200 N 3rd St is? The following places (sorted by popularity) are located nearby. We've also included the estimated walking distance.
Effingham, Illinois (0.29 miles away / 6 min walk)Buffalo Wild Wings - Effingham (1.54 miles away / 31 min walk)
Gabby Goat American Pub & Grill (0.20 miles away / 4 min walk)
TA Travel Center -- Effingham, Illinois. (1.73 miles away / 35 min walk)
St Anthony's Memorial Hospital (0.57 miles away / 11 min walk)
Fujiyama Steakhouse (1.78 miles away / 36 min walk)
Flying J (1.54 miles away / 31 min walk)
Get Fit Family Fitness (1.81 miles away / 36 min walk)
Cracker Barrel Old Country Store (1.53 miles away / 31 min walk)
RMC Cinemas (Stadium Cinemas) (1.38 miles away / 28 min walk)
Corporate overview
Fifth Third Bank (5/3 Bank) is a US bank, headquartered in Cincinnati, Ohio. Fifth Third Bank offers branch banking, commercial banking and consumer lending. Fifth Third's unusual name is the result of the Third National Bank and Fifth National bank merger in 1908. (It's legend that "Fifth Third" was better than "Third Fifth," which could have been construed as a reference to three "fifths" of alcohol.)
Total employees
20,569
Total branches
1,021
Total deposits
$96.2 billion (The total dollar amount of cash deposits held by Fifth Third Bank end of last financial quarter.)
Total loans
$88.2 billion (The total dollar amount of loans held by Fifth Third Bank end of last financial quarter.)
FDIC
6672
Year founded
1865
Financial Strength
Texas Ratio
9.17%
Deposit Growth
0.055%
Core Capitalization Ratio
10.99%
Fifth Third Bank Financial Statement
TOTAL ASSETS | $121,019,541 |
Cash and Due from Depository Accounts | $3,500,139 |
Interest-Bearing Balances | $1,101,453 |
Securities | $15,539,920 |
Federal Funds Sold and Reverse Repurchase Agreements | $0 |
Net Loans and Leases | $86,462,013 |
Total Loans | $88,181,100 |
Loan Loss Allowance | ($1,719,097) |
Trading Account Assets | $1,001,652 |
Bank Premises and Fixed Assets | $2,318,990 |
Other Real Estate Owned | $301,419 |
Goodwill and Other Intangibles | $3,235,186 |
All Other Assets | $7,800,912 |
TOTAL LIABILITIES | $105,502,750 |
Total Deposits | $96,211,081 |
Interest-Bearing Deposits | $65,861,098 |
Deposits Held in Domestic Offices | $94,378,249 |
% Insured | 53.57% |
Federal Funds Purchased and Repurchase Agreements | $1,523,008 |
Trading Liabilities | $802,360 |
Other Borrowed Funds | $2,210,661 |
Subordinated Debt | $534,892 |
All Other Liabilities | $4,220,748 |
TOTAL EQUITY | $15,516,791 |
Total Bank Equity Capital | $15,516,588 |
Perpetual Preferred Stock | $0 |
Common Stock | $4,540 |
Surplus | $11,615,602 |
Undivided Profits | $3,896,445 |
Noncontrolling Interests in Consolidated Subsidiaries | $203 |
INCOME AND EXPENSE | |
Net Interest Income | $1,940,474 |
Total Interest Income | $2,058,557 |
Total Interest Expense | ($118,083) |
Provision For Loan and Lease Losses | ($116,739) |
Total Noninterest Income | $1,677,995 |
Fiduciary Activities | $103,733 |
Service Charges on Deposit Accounts | $260,554 |
Trading Account Gains and Fees | $169,662 |
Additional Noninterest Income | $1,144,046 |
Total Noninterest Expense | ($1,952,547) |
Salaries and Employee Benefits | ($1,003,107) |
Premises and Equipment Expense | ($210,431) |
Additional Noninterest Expense | ($739,010) |
Pre-Tax Net Operating Income | $1,549,183 |
Securities Gains (Losses) | $22,997 |
Applicable Income Taxes | $567,026 |
Income Before Extraordinary Items | $1,005,154 |
Extraordinary Gains - Net | $0 |
Net Income Attributable to Bank | $1,005,154 |
Net Income Attributable to Noncontrolling Interests | $0 |
Net Income Attributable to Bank and Noncontrolling Interests | $1,005,154 |
Net Charge-Offs | $241,866 |
Cash Dividends | $221,000 |
Sale, Conversion, Retirement of Capital Stock, Net | $41,468 |
Net Operating Income | $990,435 |
PERFORMANCE AND CONDITION RATIOS | |
Performance Ratios (%, Annualized) | |
Yield on Earning Assets | 3.96% |
Cost of Funding Earning Assets | 0.23% |
Net Interest Margin | 3.74% |
Noninterest Income to Average Assets | 2.8% |
Noninterest Expense to Average Assets | 3.26% |
Net Operating Income to Assets | 1.65% |
Return on Assets (ROA) | 1.68% |
Pretax Return on Assets | 2.62% |
Return on Equity | 13.25% |
Retained Earnings to Average Equity (YTD only) | 10.34% |
Net Charge-offs to Loans | 0.55% |
Credit Loss Provision to Net Charge-offs | 48.27% |
Earnings Coverage of Net Loans Charge-Offs | 6.89(x) |
Efficiency Ratio | 53.84% |
Assets per employee ($ millions) | $5.8836 |
Cash Dividends to Net Income (YTD only) | 21.99% |
Condition Ratios (%) | |
Loss Allowance to Loans | 1.93% |
Loss Allowance to Noncurrent Loans | 116.49% |
Noncurrent Assets Plus Other Real Estate Owned to Assets | 1.47% |
Noncurrent Loans to Loans | 1.66% |
Net Loans and Lease to Deposits | 90.76% |
Net Loans and Leases to Core Deposits | 100.27% |
Equity Capital to Assets | 12.82% |
Core Capital Ratio | 10.99% |
Tier 1 Risk-based Capital Ratio | 11.68% |
Total Risk-based Capital Ratio | 12.96% |
OTHER KEY FIGURES | |
Asset-Side | |
Average Assets | $119,820,639 |
Average Earning Assets | $103,904,367 |
Average Loans | $88,616,556 |
Noncurrent Loans and Leases | $1,475,743 |
Noncurrent Loans that are Wholly or Partially Guaranteed by the U.S. Government | $418,535 |
Income Earned, Not Collected on Loans | $351,355 |
Earning Assets | $104,182,128 |
Long-Term Assets (5+ Years) | $31,342,879 |
Average Assets, YTD | $119,820,639 |
Average Assets, 2 Year | $120,008,631 |
Total Risk Weighted Assets | $110,306,887 |
Adjusted Average Assets for Leverage Capital Purposes | $117,192,575 |
Life Insurance Assets | $1,566,185 |
General Account Life Insurance Assets | $396,269 |
Separate Account Life Insurance Assets | $543,851 |
Hybrid Account Life Insurance Assets | $626,065 |
Insider Loans | $377,100 |
Loans and Leases Held For Sale | $2,147,779 |
Liability-Side | |
Volatile Liabilities | $6,551,135 |
FHLB Advances | $652,597 |
Unused Loan Commitments | $56,145,230 |
Total Unused Commitments | $56,145,230 |
Equity-Side | |
Average Equity | $15,174,594 |
Tier 1 (core) Risk-Based Capital | $12,883,642 |
Tier 2 Risk-Based Capital | $1,498,533 |
Derivatives | $70,331,222 |
Routing numbers
Fifth Third Bank Effingham routing numbers are listed on this site along with more information about how to find your routing number. Call Fifth Third Bank for more information about routing numbers.
Routing numbers to Fifth Third Bank in Effingham are collected manually from the banks official website or provided by the Federal Reserve Financial Services Database.
Region | Routing number |
FL-Central Florida | 063109935 |
FL-North Florida | 063113057 |
FL-South Florida | 067091719 |
FL-Tampa, Florida | 063103915 |
GA-Georgia | 263190812 |
IL-Chicago | 071923909 |
IN-Central Indiana | 074908594 |
IN-Southern Indiana | 086300041 |
KY-Central Kentucky | 042101190 |
KY-Northern Kentucky | 042100230 |
KY-Southwestern Kentucky | 083002342 |
MI-Eastern Michigan | 072405455 |
MI-Northern Michigan | 072401404 |
MI-Western Michigan | 072400052 |
MO-St. Louis, Missouri | 081019104 |
NC-North Carolina | 053100737 |
OH-Cincinnati, Ohio | 042000314 |
OH-Columbus, Ohio | 044002161 |
OH-Northeastern Ohio | 041002711 |
OH-Northwestern Ohio | 041200050 |
OH-Southern Ohio | 042207735 |
OH-Western Ohio | 042202196 |
PA-Western Pennsylvania | 043018868 |
TN-Tennessee | 064103833 |
Job Openings
Open positions for Fifth Third Bank in Effingham.
Consumer Complaint Stats
Product / Complaint category | Complaints in 2013 |
---|---|
Bank account or service | 7 |
Debt collection | 2 |
Fifth Third Bank Consumer Complaints (Illinois, 2013)
Average ratio for Fifth Third Bank: 0.64 complaints per branch.These numbers are gathered from the CFPB (Consumer Financial Protection Bureau) to give you a transparent overview of complaints Fifth Third Bank in Illinois received in 2013.
Having problems with your bank? File a bank account or service complaint here.
Fifth Third Bank Bank Hours (Business hours)
These are the bank hours for Fifth Third Bank. Call (217) 342-5700 to learn more about office hours. Please note that these bank hours are general and other hours of operation may apply on certain holidays.
Monday - Thursday 9-5
Friday 9-6
Saturday 9-1
Sunday CLOSED
Fees, interest rates and costs
There's currently no additional information available about fees or rates for Fifth Third Bank.
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We'd love to hear about your experience with Fifth Third Bank. Did you suffer through long waiting times, unprofessional staff or high fees or were you treated with great customer service, the business hours you were expecting and a great overall experience? This is your chance to share your thoughts about this branch and help other consumers get the best banking experience in Effingham.Address
Bank location
Bank address
Fifth Third Bank 200 N 3rd StEffingham, IL 62401
Navigation data
Area Code: 217Latitude: 39.1221714
Longitude: -88.5407407
County: Effingham
FIPS county code: 17049 Ask question Write review
External resources
ATM locator
Routing Numbers
Official website
Business hours
Fifth Third Bank Bank Hours (Business hours)
These are the bank hours for Fifth Third Bank. Call (217) 342-5700 to learn more about office hours. Please note that these bank hours are general and other hours of operation may apply on certain holidays.
Monday - Thursday 9-5
Friday 9-6
Saturday 9-1
Sunday CLOSED
Phone
Phone: (217) 342-5700
Fax: No listed fax number.
Email address
No listed email address.
Areas of practice
Fifth Third Bank is listed under Investment Services - B2B Banks in Effingham, Illinois .
Pro tip Browse Banks & bank offices in Effingham, Illinois by bank issue and category.