Regions Bank on 112 S Jacob Smart Blvd in Ridgeland, SC
Welcome to Regions Bank (Banks) on 112 S Jacob Smart Blvd in Ridgeland, South Carolina. This bank is listed on Bank Map under Banks - All - Banks. You can reach us on phone number (843) 726-4055, fax number or email address . Our office is located on 112 S Jacob Smart Blvd, Ridgeland, SC.
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Regions Bank Branch Overview
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Contact details
Address
Regions Bank
112 S Jacob Smart Blvd, Ridgeland
29936 SC, USA
Call Us
(843) 726-4055
For full contact details (including navigation data) to this bank have a look at the the column to your right (or scroll if you're viewing this on a mobile device.)
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Other banks near 112 S Jacob Smart Blvd
Regions Bank on 112 S Jacob Smart Blvd (3.3 miles away)
Bb and T on BB&T - Yemassee, 33 Salkehatchie Rd (15.3 miles away)
Regions Bank on 146 Sea Island Pky (15.4 miles away)
Bb and T on 1 Kemmerlin Ln (15.4 miles away)
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First Citizens on 135 Sea Island Pky (18.1 miles away)
Palmetto State Bank on 145 Ladys Island Dr (18.1 miles away)
Regions Financial on 52 Persimmon St (18.7 miles away)
Bank Of America on 1 Sheridan Dr (18.7 miles away)
First Citizens Bank on 1 Westbury Park Way (18.7 miles away)
Wachovia on 11 Arley Way (18.7 miles away)
Carolina First Bank on 1021 Fording Island Rd (18.7 miles away)
Regions Bank on 56 Persimmon St (18.7 miles away)
Bb and T on 2 Burnt Church Rd (18.7 miles away)
Carolina First Bank on 110 Buckwalter Pkwy (18.7 miles away)
Bank of America on 101 Windrush Ln (18.7 miles away)
First South Bank on 7 Westbury Park Way #100 (18.7 miles away)
This Regions Bank is located nearby...
Not sure where Regions Bank on 112 S Jacob Smart Blvd is? The following places (sorted by popularity) are located nearby. We've also included the estimated walking distance.
The Town of Ridgeland, South Carolina (0.59 miles away / 12 min walk)Jasper's Porch Lakefront Restaurant (0.63 miles away / 13 min walk)
El Ranchito Mexican Restaurant (0.92 miles away / 18 min walk)
Waffle House (0.52 miles away / 10 min walk)
September Oaks Vineyards (1.05 miles away / 21 min walk)
Boat N RV Megastore , Ridgeland SC (0.64 miles away / 13 min walk)
Hilton Head South Carolina (1.57 miles away / 31 min walk)
Dairy Queen (0.61 miles away / 12 min walk)
McDonalds (0.80 miles away / 16 min walk)
Quality Inn (0.68 miles away / 14 min walk)
Corporate overview
Founded in 1928 Regions Financial Corporation ("Regions" or "Regions Bank" is one of the largest full-service providers of consumer and commercial banking, mortgage,wealth management, and insurance products and services in the United States. Regions serves customers in 16 states and operates 1,700+ banking offices and 2,000+ ATMs. Regions had about 21,000 employees in 2013.
Total employees
21,816
Total branches
1,411
Total deposits
$93.7 billion (The total dollar amount of cash deposits held by Regions end of last financial quarter.)
Total loans
$74.9 billion (The total dollar amount of loans held by Regions end of last financial quarter.)
FDIC
12368
Year founded
1928
Financial Strength
Texas Ratio
11.91%
Deposit Growth
-0.054%
Core Capitalization Ratio
10.59%
Regions Financial Statement
| TOTAL ASSETS | $117,899,344 |
| Cash and Due from Depository Accounts | $4,405,801 |
| Interest-Bearing Balances | $2,163,116 |
| Securities | $23,758,256 |
| Federal Funds Sold and Reverse Repurchase Agreements | $0 |
| Net Loans and Leases | $73,286,123 |
| Total Loans | $74,921,900 |
| Loan Loss Allowance | ($1,635,805) |
| Trading Account Assets | $549,413 |
| Bank Premises and Fixed Assets | $2,220,584 |
| Other Real Estate Owned | $133,242 |
| Goodwill and Other Intangibles | $4,821,622 |
| All Other Assets | $7,809,933 |
| TOTAL LIABILITIES | $102,155,832 |
| Total Deposits | $93,707,976 |
| Interest-Bearing Deposits | $63,988,089 |
| Deposits Held in Domestic Offices | $93,514,913 |
| % Insured | 65.98% |
| Federal Funds Purchased and Repurchase Agreements | $2,877,037 |
| Trading Liabilities | $0 |
| Other Borrowed Funds | $2,141,187 |
| Subordinated Debt | $1,618,178 |
| All Other Liabilities | $1,811,454 |
| TOTAL EQUITY | $15,743,512 |
| Total Bank Equity Capital | $15,737,720 |
| Perpetual Preferred Stock | $0 |
| Common Stock | $103 |
| Surplus | $18,619,791 |
| Undivided Profits | $-2,882,174 |
| Noncontrolling Interests in Consolidated Subsidiaries | $5,792 |
| INCOME AND EXPENSE | |
| Net Interest Income | $1,669,021 |
| Total Interest Income | $1,817,139 |
| Total Interest Expense | ($148,118) |
| Provision For Loan and Lease Losses | ($41,000) |
| Total Noninterest Income | $937,080 |
| Fiduciary Activities | $92,312 |
| Service Charges on Deposit Accounts | $358,650 |
| Trading Account Gains and Fees | $19,682 |
| Additional Noninterest Income | $466,436 |
| Total Noninterest Expense | ($1,584,197) |
| Salaries and Employee Benefits | ($779,818) |
| Premises and Equipment Expense | ($309,841) |
| Additional Noninterest Expense | ($494,538) |
| Pre-Tax Net Operating Income | $980,904 |
| Securities Gains (Losses) | $22,816 |
| Applicable Income Taxes | $301,982 |
| Income Before Extraordinary Items | $701,738 |
| Extraordinary Gains - Net | $0 |
| Net Income Attributable to Bank | $696,995 |
| Net Income Attributable to Noncontrolling Interests | $4,743 |
| Net Income Attributable to Bank and Noncontrolling Interests | $701,738 |
| Net Charge-Offs | $323,965 |
| Cash Dividends | $925,000 |
| Sale, Conversion, Retirement of Capital Stock, Net | $0 |
| Net Operating Income | $685,766 |
| PERFORMANCE AND CONDITION RATIOS | |
| Performance Ratios (%, Annualized) | |
| Yield on Earning Assets | 3.55% |
| Cost of Funding Earning Assets | 0.29% |
| Net Interest Margin | 3.26% |
| Noninterest Income to Average Assets | 1.57% |
| Noninterest Expense to Average Assets | 2.66% |
| Net Operating Income to Assets | 1.15% |
| Return on Assets (ROA) | 1.17% |
| Pretax Return on Assets | 1.68% |
| Return on Equity | 8.58% |
| Retained Earnings to Average Equity (YTD only) | -2.81% |
| Net Charge-offs to Loans | 0.86% |
| Credit Loss Provision to Net Charge-offs | 12.66% |
| Earnings Coverage of Net Loans Charge-Offs | 3.15(x) |
| Efficiency Ratio | 59.79% |
| Assets per employee ($ millions) | $5.4043 |
| Cash Dividends to Net Income (YTD only) | 132.71% |
| Condition Ratios (%) | |
| Loss Allowance to Loans | 2.16% |
| Loss Allowance to Noncurrent Loans | 82.87% |
| Noncurrent Assets Plus Other Real Estate Owned to Assets | 1.79% |
| Noncurrent Loans to Loans | 2.6% |
| Net Loans and Lease to Deposits | 79.18% |
| Net Loans and Leases to Core Deposits | 84.22% |
| Equity Capital to Assets | 13.35% |
| Core Capital Ratio | 10.59% |
| Tier 1 Risk-based Capital Ratio | 12.66% |
| Total Risk-based Capital Ratio | 15.18% |
| OTHER KEY FIGURES | |
| Asset-Side | |
| Average Assets | $119,085,135 |
| Average Earning Assets | $102,325,092 |
| Average Loans | $75,419,831 |
| Noncurrent Loans and Leases | $1,973,824 |
| Noncurrent Loans that are Wholly or Partially Guaranteed by the U.S. Government | $107,437 |
| Income Earned, Not Collected on Loans | $321,340 |
| Earning Assets | $100,226,114 |
| Long-Term Assets (5+ Years) | $35,201,252 |
| Average Assets, YTD | $119,085,135 |
| Average Assets, 2 Year | $118,417,310 |
| Total Risk Weighted Assets | $94,296,668 |
| Adjusted Average Assets for Leverage Capital Purposes | $112,744,716 |
| Life Insurance Assets | $2,640,887 |
| General Account Life Insurance Assets | $915,642 |
| Separate Account Life Insurance Assets | $1,725,245 |
| Hybrid Account Life Insurance Assets | $0 |
| Insider Loans | $339,450 |
| Loans and Leases Held For Sale | $838,838 |
| Liability-Side | |
| Volatile Liabilities | $6,253,309 |
| FHLB Advances | $2,009,275 |
| Unused Loan Commitments | $40,119,274 |
| Total Unused Commitments | $40,119,274 |
| Equity-Side | |
| Average Equity | $16,247,186 |
| Tier 1 (core) Risk-Based Capital | $11,939,134 |
| Tier 2 Risk-Based Capital | $2,371,957 |
| Derivatives | $91,445,318 |
Routing numbers
Regions Bank Ridgeland routing numbers are listed on this site along with more information about how to find your routing number. Call Regions Bank for more information about routing numbers.
Routing numbers to Regions Bank in Ridgeland are collected manually from the banks official website or provided by the Federal Reserve Financial Services Database.
Your Regions transit/routing number is the first 9 digits located at the bottom corner of your deposit slips and/or checks. The number is different in each state and your routing number is based on where you opened your acccount. If you know where you opened your account you can use the list below.
| State | Routing/Transit Number |
| Alabama | 062000019 |
| Arkansas | 082000109 |
| Florida | 063104668 |
| Georgia | 061101375 |
| Illinois | 071122661 |
| Indiana | 074014213 |
| Iowa | 073900438 |
| Kentucky | 083901744 |
| Louisiana | 065403626 |
| Mississippi | 065305436 |
| Missouri | 081001387 |
| North Carolina | 053012029 |
| South Carolina | 053201814 |
| Tennessee | 064000017 |
| Texas | 111900785 |
| Virginia | 051009296 |
Job Openings
Open positions for Regions Bank in Ridgeland.
Consumer Complaint Stats
| Product / Complaint category | Complaints in 2013 |
|---|---|
| Bank account or service | 6 |
| Mortgage | 1 |
Regions Bank Consumer Complaints (South Carolina, 2013)
Average ratio for Regions Bank: 0.37 complaints per branch.These numbers are gathered from the CFPB (Consumer Financial Protection Bureau) to give you a transparent overview of complaints Regions Bank in South Carolina received in 2013.
Having problems with your bank? File a bank account or service complaint here.
Regions Bank Bank Hours (Business hours)
These are the bank hours for Regions Bank. Call (843) 726-4055 to learn more about office hours. Please note that these bank hours are general and other hours of operation may apply on certain holidays.
Monday-Thursday 9:00-4:00
Friday 9:00-6:00
Saturday 9:00-1:00
Sunday CLOSED
Fees, interest rates and costs
There's currently no additional information available about fees or rates for Regions Bank.
Ask a question or leave a comment
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We'd love to hear about your experience with Regions Bank. Did you suffer through long waiting times, unprofessional staff or high fees or were you treated with great customer service, the business hours you were expecting and a great overall experience? This is your chance to share your thoughts about this branch and help other consumers get the best banking experience in Ridgeland.
Address
Bank location
Bank address
Regions Bank 112 S Jacob Smart BlvdRidgeland, SC 29936
Navigation data
Area Code: 843Latitude: 32.4761316
Longitude: -80.9826541
County: Jasper
FIPS county code: 45053 Ask question Write review
External resources
ATM locator
Routing Numbers
Official website
Business hours
Regions Bank Bank Hours (Business hours)
These are the bank hours for Regions Bank. Call (843) 726-4055 to learn more about office hours. Please note that these bank hours are general and other hours of operation may apply on certain holidays.
Monday-Thursday 9:00-4:00
Friday 9:00-6:00
Saturday 9:00-1:00
Sunday CLOSED
Phone
Phone: (843) 726-4055
Fax: No listed fax number.
Email address
No listed email address.
Areas of practice
Regions Bank is listed under Banks in Ridgeland, South Carolina .
Pro tip Browse Banks & bank offices in Ridgeland, South Carolina by bank issue and category.